Bitcoin ETFs See $1.2 Billion Inflows as Price Stabilizes at $108,000

On July 10, 2025, Bitcoin (BTC) exchange-traded funds (ETFs) experienced a significant surge, recording $1.2 billion in net inflows, the highest since November 7, 2024. This influx was led by BlackRock’s iShares Bitcoin (BTC) Trust (IBIT) with $445.47 million, followed by Fidelity’s FBTC with $324.34 million and ARK 21Shares’ ARKB with $268.7 million. This surge in ETF inflows occurred as Bitcoin (BTC) price stabilized at approximately $108,000, reflecting strong institutional and retail investor confidence. The optimism was driven by easing U.S.-BRICS trade tensions and expectations of potential Federal Reserve rate cuts.

The substantial ETF inflows have bolstered Bitcoin (BTC)’s status as a safe-haven asset, potentially lifting other altcoins like ETH and SOL in the crypto markets. In the stock market, blockchain and fintech firms may see gains, although tariff-related volatility persists. In the forex market, a stronger dollar could cap crypto gains, but sustained ETF demand and institutional adoption, such as MicroStrategy’s $3 billion BTC holdings, could drive Bitcoin (BTC) toward $110,000–$120,000, reinforcing its market dominance.

With over $1.2 billion flowing into Bitcoin (BTC) ETFs in just a few weeks, the crypto market sentiment has turned bullish. While the focus is on Bitcoin (BTC) and Ethereum, other gems are emerging beneath the surface. Mutuum Finance (MUTM), a decentralized finance protocol still in its presale phase, is gaining traction, with early backers already seeing returns of up to 200%. Those who bought in at $0.01 during Phase 1 are now holding tokens worth $0.03 in Phase 5, and the next price jump is locked in at $0.035. The question now is how long before the rest of the market catches on.

Mutuum Finance (MUTM) will introduce a Peer-to-Contract (P2C) lending system where users supply assets like LINK, USDT, or ETH into smart contracts and earn passive income. These assets are then made available to borrowers who must provide overcollateralized positions, ensuring system solvency and safety. The interest rates will adjust dynamically based on pool utilization, creating a market-driven balance of supply and demand.

A user who supplies 1,000 LINK, valued at approximately $15,000, into a lending pool will be able to earn a 9.1% APY. This is made possible by borrower demand, particularly when someone uses the pool to borrow against SOL at an 80% loan-to-value ratio. That results in $1,300 per year in passive income, all while the original LINK remains intact and exposed to price appreciation. Depositors will receive mtTokens in return—ERC-20 compliant tokens that represent both their share in the pool and the growing interest over time.

In parallel, the Peer-to-Peer (P2P) model on Mutuum Finance (MUTM) is being designed for more volatile or unconventional tokens, such as meme coins. Instead of relying on a shared pool, users will negotiate terms directly. A SHIB holder, for instance, will be able to lock 1 million tokens—currently worth about $17,000—and borrow 10,000 USDC at an interest rate of 6.5%. Since the loan terms are fully customizable, this user can choose to repay the debt early and reduce interest, all without any intermediaries or platform bias.

This level of flexibility, combined with overcollateralized loan structures and smart contract automation, sets Mutuum Finance (MUTM) apart from traditional DeFi projects. It will provide users with full control of their deposits, allowing them to earn or borrow on their own terms while avoiding custodial risk.

With the presale in Phase 5, Mutuum Finance (MUTM) has already raised $12.2 million. Tokens are currently priced at $0.03, and more than 73% of the current phase’s allocation has already been sold. Over 13,100 holders have joined so far, anticipating the next price increase to $0.035. As the token prepares for its eventual listing at $0.06, those entering now are still looking at a 2x upside on launch day—and that’s before factoring in long-term projections.

To reinforce platform security and earn developer trust, Mutuum Finance (MUTM) has launched a $50,000 Bug Bounty Program in collaboration with CertiK. The bounty is split into four severity levels, encouraging ethical hackers to test every layer of the platform’s code before full deployment. This open, transparent approach aims to build confidence while strengthening core infrastructure.

At the same time, the team is celebrating its early community with a $100,000 giveaway. Ten winners will be selected to receive $10,000 worth of MUTM tokens each—a gesture of appreciation toward those who believed in the project early and helped drive momentum.

DeFi growth is returning, and it won’t be long before institutional money begins exploring beyond Bitcoin (BTC) and Ethereum (ETH). Smart investors are already hunting for undervalued projects with strong utility and sound economics. A $5,000 investment in Phase 1 of Mutuum Finance (MUTM) is now worth $15,000. Once the token hits its listing price of $0.06, that same investment will reach $30,000. And with analysts projecting a rise to $0.12 or even $0.15 by 2026, the numbers speak for themselves—10x returns are absolutely on the table.

Mutuum Finance (MUTM) is still flying under the radar, but for those paying attention, this is the calm before the storm. When the platform goes live and utility meets demand, today’s price will look like a bargain. Don’t be the one reading about it in hindsight.