Binance Founder CZ Predicts 0.1 Bitcoin to Outvalue US Home

Binance founder Changpeng Zhao, commonly known as CZ, has made a bold statement about the future value of Bitcoin, suggesting that owning 0.1 Bitcoin could soon be more valuable than owning a home in the United States. This prediction aligns with the growing trend of viewing digital assets as a more valuable and stable form of investment compared to traditional real estate.

CZ's opinion is supported by other leading figures in the crypto industry, including Michael Saylor, the CEO of MicroStrategy, and Ryan Pulte, a prominent real estate investor. This collective belief signals a shift in the perception of wealth and investment, particularly in the context of the American Dream. The idea of Bitcoin as a new American Dream is not just theoretical; there are already firms and initiatives making this vision a reality. For instance, Milo, founded by Josip Rupena, offers investors the opportunity to use Bitcoin as collateral for purchasing a home, bridging the gap between the crypto world and the traditional housing market.

This shift towards Bitcoin as a new form of wealth is also reflected in the broader crypto industry. CZ has previously stated that many altcoins may never achieve new peaks, emphasizing Bitcoin's superior performance and stability. This perspective aligns with the growing acceptance of Bitcoin as a store of value, similar to gold, but with the added benefits of digital currency. The integration of crypto-backed mortgages and other financial products is a testament to the evolving landscape of investment and wealth management. The Federal Housing Finance Agency's new directive, which allows for the inclusion of crypto as a mortgage asset, further supports this trend. This regulatory shift is expected to pave the way for more innovative financial products that cater to the growing number of crypto investors.

On June 26, 2025, Binance founder Changpeng Zhao suggested 0.1 BTC as the new American Dream, aligning with future asset goals. His statement followed U.S. considerations on cryptocurrency inclusion in mortgage assessments. The proposal was supported by Federal Housing Finance Agency Director Bill Pulte, who directed Fannie Mae and Freddie Mac to propose evaluating cryptocurrencies as reserve assets. Pulte emphasized it as a historic move for both sectors. This action affects those in the housing and crypto industries, potentially influencing how traditional asset evaluations involve cryptocurrencies like Bitcoin. The measure aligns with rising cryptocurrency valuation expectations globally.

The financial impact includes potential shifts in asset classifications, while politically, it highlights U.S. efforts to integrate digital currencies within traditional frameworks. Socially, it positions Bitcoin as a viable asset for future wealth creation. Future changes depend on regulatory choices and market reactions, as sectors weigh the advantages and risks of cryptocurrency inclusion. The decision draws attention from policymakers and industry leaders contemplating financial infrastructure modernization. With historical trends indicating increased Bitcoin volatility during such discussions, regulatory and technological challenges may arise if cryptocurrencies like Bitcoin become standard reserve assets. Market analysis anticipates long-term, widespread shifts in asset evaluation.