Binance Coin (BNB) Surges 47% Post Upgrade, Hits $700

Binance Coin (BNB) has surged past the $700 mark following its latest network upgrade, known as the Maxwell upgrade. This upgrade has significantly reduced block times by 47% and boosted the decentralized exchange (DEX) volume to $5.8 billion, outpacing competitors like Solana. The upgrade has also fueled institutional adoption, with notable acquisitions and listings, such as NanoLabs’ $1 billion Binance Coin (BNB) acquisition plan and the Binance Coin (BNB) Treasury’s U.S. stock exchange listing. Additionally, the Zero-Fee Carnival, extended to July 31, has eliminated USDT/USD1 gas fees, enhancing user engagement and supporting a bullish trend toward $720.

While Binance Coin (BNB) continues to consolidate its position in the large-cap territory, smart money is beginning to look elsewhere for fresh tokens with significant potential. One such token gaining traction is Mutuum Finance (MUTM), currently trading at just $0.03 in its presale’s fifth phase. Mutuum Finance (MUTM) is a Layer-2 lending protocol designed to blend real yield generation, automated risk controls, and a decentralized stablecoin system. With over $12.2 million raised and a fast-growing base of 13,200+ holders, Mutuum Finance (MUTM) is rapidly gaining traction as the protocol with the most balanced utility and upside. Investors entering now are stepping in with a built-in 100% advantage before listing, with projections placing long-term growth closer to 15x as adoption scales.

Mutuum Finance (MUTM) stands out with its two-pronged lending approach, optimized by Layer-2 scalability. The protocol supports peer-to-contract (P2C) lending for users seeking automated passive income and peer-to-peer (P2P) lending for those who want direct control over terms and rates. This dual model caters to both conservative and aggressive lenders within the ecosystem. P2C participants can deploy major assets like DAI, USDC, BUSD, ETH, ADA, or SOL into high-yield pools with dynamic interest rates based on utilization. Each deposit mints mtTokens—ERC-20 tokens that reflect the user’s position and accrue value automatically. These mtTokens are also eligible for staking in Mutuum’s smart contracts, unlocking an additional revenue stream from protocol earnings.

On the P2P side, the protocol introduces a unique utility for meme coins like DOGE, SHIB, or PEPE. Lenders can manually set terms and match with borrowers who use stable, blue-chip collateral like USDC or DAI. This model opens the door to broader participation while maintaining a secure, overcollateralized structure enforced by smart contracts. Another standout feature is Mutuum Finance’s decentralized stablecoin system, designed to always maintain a $1 value and only be minted when users borrow against overcollateralized assets such as ETH. The stablecoin is burned upon loan repayment or liquidation, preventing supply inflation and preserving system integrity.

Unlike typical algorithmic models, Mutuum’s stablecoin relies on governance-controlled interest rates rather than fluctuating supply-demand mechanics. These rates are adjusted to keep the stablecoin pegged to $1, lowering borrowing costs when the price is above $1 and raising them when it drops below. Arbitrage incentives also help stabilize the peg. Minting is limited to approved issuers, each with a capped allowance to manage risk exposure. This design benefits long-term ecosystem participants. Users who stake mtTokens like mtBTC, mtUSDT, or mtETH into Mutuum’s safety module will receive dividend rewards in MUTM tokens, funded through protocol revenue and strategic buybacks. This structure links borrower activity, treasury growth, and investor returns in a self-sustaining cycle.

The roadmap for Mutuum Finance (MUTM) is structured to deliver key milestones such as beta launch, Layer-2 deployment, and multi-chain expansion. With a CertiK Token Scan score of 95.00, a Skynet score of 77.5, and a $50,000 bug bounty live with CertiK, technical credibility is well aligned. The project has also launched a $100,000 community giveaway and now boasts 12,000+ followers on X (Twitter)—momentum that signals rising mainstream attention. With only 27% of Phase 5 tokens remaining, investors are looking at the final opportunity to enter below $0.035. Once this milestone is crossed, the token heads toward its $0.06 listing—locking in an instant 100% return for Phase 5 buyers. This is the moment before the breakout. While Binance Coin (BNB) captures headlines, Mutuum Finance (MUTM) is setting up to capture returns.