Binance Adjusts Collateral Ratios for 11 Assets in Two Batches

Binance has announced upcoming adjustments to the collateral ratios for over ten assets within its Portfolio Margin trading system. The updates, scheduled to occur in two batches, will either increase or decrease the ratios by varying degrees, affecting how much collateral traders must hold to maintain their margin positions.

The first batch of adjustments will take place on August 5, 2025, at 06:00 UTC, with the collateral ratios for six assets being raised. Among them, VIRTUAL’s collateral ratio will increase from 30% to 50%, while HYPER, BERA, HEI, BABY, and INIT will each rise from 10% to 30% [1]. These increases imply a higher requirement for collateral, meaning traders holding these positions will need to maintain more funds to avoid the risk of liquidation.

Three days later, on August 8, 2025, a second batch of assets will see their collateral ratios reduced. This includes DOT, which will drop from 80% to 75%, OP from 65% to 55%, ENS from 60% to 50%, CHZ from 50% to 40%, HOT from 50% to 35%, and LRC from 40% to 25% [1]. These reductions indicate a lower risk profile for these assets from Binance’s perspective, allowing traders to potentially utilize more leverage.

Portfolio Margin is a feature on Binance that enables users to trade with higher leverage while offering flexibility in product selection. The adjustments to the collateral ratios will affect the unified maintenance margin rate (uniMMR), a key metric that determines the stability of a trader’s margin position. Traders are advised to monitor these changes closely, as they could impact their ability to hold positions and could lead to liquidation if thresholds are not maintained [1].

A collateral ratio essentially represents the loan-to-collateral ratio for an asset. It is calculated as the value of borrowed assets or debt relative to the value of the collateral securing the loan. A higher ratio means Binance is less exposed to potential losses should a trader default, while a lower ratio suggests greater risk due to a smaller cushion against market volatility [1].

The updates will require a temporary halt in trading for the affected assets during the 30-minute implementation period. Binance has emphasized the importance of users being proactive in understanding how these adjustments may affect their existing positions and risk exposure.

Traders can check the current collateral ratios and leverage for all Portfolio Margin assets directly on Binance’s platform. As the market continues to evolve, exchanges like Binance are increasingly adjusting margin requirements to align with shifting risk assessments and market conditions.

Source: [1] Binance adjusts collateral ratio for VIRTUAL, BERA, and 10 more assets (https://coinmarketcap.com/community/articles/6890a564c655ae7a1f830f00/)