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Bilt is transitioning from its Bilt Mastercard to Bilt 2.0 on Feb. 7, 2023. Existing cardholders have until Jan. 30 to preorder a new Bilt 2.0 card and avoid a hard credit inquiry. If they don't, their Bilt Mastercard will be replaced with a Wells Fargo Autograph Card. Those who preorder a Bilt 2.0 card will receive a new card number and account.

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