As a frequent traveler, I understand the importance of having the right credit card to maximize rewards and perks. With so many airline credit cards on the market, it can be challenging to choose the best one for your needs. In this article, I'll highlight some of the top airline credit cards for 2025, focusing on their rewards structures, unique perks, and annual fees.



1. Southwest Rapid Rewards® Priority Credit Card
* Rewards: 2 points per dollar on Southwest purchases, 1 point per dollar on all other purchases.
* Welcome Bonus: 40,000 points after spending $1,000 in the first 3 months, plus 3 points per dollar on Southwest purchases for the first year.
* Annual Fee: $149
* Perks: Free checked bags, priority boarding, and a 7,500-point bonus for each year you spend $10,000 on the card, up to 21,000 points per year.
2. Delta SkyMiles® Reserve American Express Card
* Rewards: 3 miles per dollar on Delta purchases, 2 miles per dollar at restaurants and U.S. supermarkets, and 1 mile per dollar on all other purchases.
* Welcome Bonus: 50,000 miles after spending $3,000 in the first 3 months, plus 10,000 miles on your card anniversary.
* Annual Fee: $550
* Perks: Free checked bags, priority boarding, access to Delta Sky Club lounges, and a 15,000-mile bonus for each year you spend $30,000 on the card, up to 45,000 miles per year.
3. United℠ Explorer Card
* Rewards: 2 miles per dollar on United purchases, 2 miles per dollar at restaurants, hotels, and car rentals, and 1 mile per dollar on all other purchases.
* Welcome Bonus: 65,000 miles after spending $3,000 in the first 3 months.
* Annual Fee: $95
* Perks: Free checked bags, priority boarding, and 2 United Club℠ one-time passes per year.
4. Citi® / AAdvantage® Platinum Select® World Elite Mastercard®
* Rewards: 2 miles per dollar on American Airlines purchases, 1 mile per dollar on all other purchases.
* Welcome Bonus: 50,000 miles after spending $2,500 in the first 3 months.
* Annual Fee: $99 (waived for the first year)
* Perks: Free checked bags, priority boarding, and a $125 annual airline fee credit.



When comparing airline credit cards, it's essential to consider the rewards rates, welcome bonuses, and annual fees. Keep in mind that some cards may offer higher rewards rates for airline-specific purchases, while others may provide more flexibility with general-purpose rewards. Additionally, consider the unique perks and benefits each card offers, such as free checked bags, priority boarding, and airport lounge access.

In conclusion, the best airline credit card for you will depend on your travel preferences, spending habits, and priorities. By carefully evaluating the rewards rates, welcome bonuses, annual fees, and unique perks of each card, you can make an informed decision and maximize your travel rewards in 2025.