BCH Stock +0.55% Daily Amid Governance and Earnings Updates

On NOV 12 2025, BCH rose by 0.55% within 24 hours to reach $507.9, BCH dropped by 0.74% within 7 days, dropped by 4.97% within 1 month, and rose by 17.03% within 1 year.

Banco de Chile has taken steps to strengthen its corporate governance structure. On November 10, the institution held an Extraordinary Shareholders’ Meeting where it approved a series of bylaw amendments aimed at enhancing oversight and accountability across its operations. The changes include adjustments to board composition and shareholder rights, reflecting a broader institutional commitment to modernizing governance standards.

The bank’s earnings report for the period highlights a slower growth trajectory. A combination of reduced inflation-adjustment income and subdued loan growth contributed to the muted performance. Specifically, Banco de Chile’s net interest income—accounting for approximately 60% of its total revenue—was impacted by lower inflation-linked returns and slower expansion in its loan portfolio. The bank operates under three brand names—Banco de Chile, Banco Edwards-Citi, and Banco CrediChile—and generates the majority of its business in mortgage lending, unsecured consumer credit, and commercial loans. Over 25% of its outstanding loans are directed toward firms with annual revenues exceeding 10,000 million CLP.

Technical analysis of the stock points to the significance of governance reforms and earnings adjustments in shaping short-term investor sentiment. Analysts project that the bylaw amendments could influence investor confidence over the coming quarters, particularly if they lead to improved transparency and shareholder communication. However, the bank’s reliance on interest income and its exposure to macroeconomic conditions remain key considerations for long-term valuation.

Backtest Hypothesis

The technical indicators suggest a potential testing ground for a market event-driven strategy around earnings announcements. In this case, however, the backtest engine encountered internal errors during processing. Specifically, an intermediate script attempted to calculate returns on dates where BCH's closing price was recorded as zero, resulting in a divide-by-zero exception. Additionally, a “Dict not defined” warning surfaced, indicating an upstream bug within the backtest engine. These combined issues led to a service error, preventing the successful generation of results.

To recover, three options are available: first, a quick retry after filtering out problematic dates where BCH's closing price is missing or zero; second, a manually curated list of known earnings dates to bypass the automatic generation; third, to wait for a tool-side fix as the backtest engine is updated. Each path offers a potential resolution to resume testing and validate the strategy.