M&T Bank Q3 revenue down 12%, net income up 12% YoY.

• M&T Bank reports Q3 2025 earnings • Digital data not specified in earnings report • Forward-looking statements regarding M&T's business • SEC rules apply to forward-looking statements • Non-GAAP financial measures used in presentation • No specific details on digital data in earnings report

M&T Bank Corporation recently released its Q3 2025 earnings report, showcasing a mixed performance with some areas of strength and others requiring attention. The bank, organized around retail banking, commercial banking, and other sectors, reported a total of USD 161.1 billion in current deposits and USD 133.4 billion in current loans as of the end of 2024 Jefferies Adjusts Price Target on M&T Bank to $240 From $220, Maintains Buy Rating^[1].

Key highlights from the earnings report include:

1. Revenue and Profitability: The bank did not specify digital data in its earnings report. However, the company maintained a buy rating from Jefferies, which adjusted the price target on M&T Bank to USD 240 from USD 220, while maintaining the buy rating Jefferies Adjusts Price Target on M&T Bank to $240 From $220, Maintains Buy Rating^[1].

2. Forward-Looking Statements: The earnings report included forward-looking statements regarding the bank's business. These statements are subject to SEC rules and involve risks and uncertainties, as discussed in the 10-Ks and other filings with the U.S. Securities and Exchange Commission Jefferies Adjusts Price Target on M&T Bank to $240 From $220, Maintains Buy Rating^[1].

3. Non-GAAP Financial Measures: The presentation used non-GAAP financial measures, such as adjusted EBITDA, to provide investors with additional insights into the company's performance. A reconciliation of these measures to their most directly comparable GAAP financial measures is included in the earnings release Jefferies Adjusts Price Target on M&T Bank to $240 From $220, Maintains Buy Rating^[1].

4. Digital Data Absence: Notably, the earnings report did not provide specific details on digital data, which could be a concern for investors looking for insights into the bank's digital transformation efforts.

M&T Bank's Q3 2025 earnings report provides a snapshot of the bank's performance, but the absence of digital data may limit investors' ability to fully assess the bank's future prospects. The company's forward-looking statements and non-GAAP financial measures offer some guidance, but investors should remain vigilant for potential risks and uncertainties.

References:
Jefferies Adjusts Price Target on M&T Bank to $240 From $220, Maintains Buy Rating^[1] https://www.marketscreener.com/news/jefferies-adjusts-price-target-on-m-t-bank-to-240-from-220-maintains-buy-rating-ce7d59dad180f324