Bank of the James reports $9.02mln net income for FY25.

• Bank of the James reports Q4 and FY25 net income of $9.02 million • Record annual earnings • Improved financial metrics • Bank serves Virginia markets with full-service commercial and retail services • Pettyjohn, Wood & White, Inc. is a registered investment advisor • Bank of the James Financial Group, Inc. is the parent company • Unaudited results for the three-and twelve-month periods ended December 31, 2025 • Bank operates in Region 2000 and eight other Virginia markets • Bank of the James has a strong presence in Virginia