Bank of America Warns of Massive Deposit Exodus to Stablecoins, Potentially Pushing Trillions Out of US Banks.
ByAinvest
Saturday, Jan 17, 2026 7:24 pm ET1min read
BAC--
Bank of America CEO Brian Moynihan warns that up to $6 trillion in deposits could migrate from US banks to stablecoins, a potential 30-35% of total commercial bank deposits. Moynihan likened stablecoin structures to money market funds, which could undermine banks' ability to issue credit to households and businesses. The warning comes as lawmakers and regulators debate the impact of stablecoins on the banking landscape.
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