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The Bank of America Customized Cash Rewards credit card offers 6% cash back in the category of your choice, which can be switched every month. You also earn 2% cash back at grocery stores and wholesale clubs up to $2,500 per quarter, and 1% on all other purchases. The card has no annual fee and is particularly valuable for Bank of America Preferred Rewards members, who can earn up to 75% more cash back.

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