AVICI Surged as Visa Crypto Card Spending Jumps 525% in 2025

• Spending through Visa-issued crypto cards surged 525% in 2025, rising from $14.6 million to $91.3 million in annual net spend according to Yahoo Finance.
• EtherFi led the market with $55.4 million in annual spending, while Avici, a Solana-based Neo bank, gained traction with its self-custody Visa card as reported by Yahoo Finance.
• The growth reflects a shift from speculative crypto usage to practical digital cash for everyday spending, with stablecoins reducing volatility and increasing usability according to CoinMarketCap.

Spending through Visa-issued crypto cards surged in 2025, with total net transaction volume rising 525% over the year, signaling growing consumer use of crypto-linked payment products for everyday purchases according to Yahoo Finance. EtherFi led all Visa-backed crypto cards with $55.4 million in annual spending, well ahead of competitors. The cards are offered by crypto payments platforms GnosisPay and Cypher, alongside decentralized finance projects EtherFi, Avici Money, Exa App, and Moonwell. Market observers say the figures point to a shift in how crypto users interact with digital assets, with crypto moving beyond experimentation toward routine financial use.

Visa's expanding stablecoin infrastructure indicates deeper integration of crypto into mainstream payments. The payments giant now supports stablecoins across four blockchains and has stepped up partnerships and infrastructure work aimed at improving access for both retail and institutional clients. In mid-December, Visa launched a dedicated stablecoin advisory team focused on helping banks, merchants, and fintech firms deploy and manage stablecoin-based products. The initiative underscores Visa's view that blockchain-based settlement and programmable money are becoming increasingly relevant to global payments.

The rise of platforms like Avici, a Solana-based Neo bank offering self-custody Visa crypto cards, has also contributed to this trend. Avici enables users to spend their digital assets without selling them, with instant credit lines backed by crypto holdings as reported by Yahoo Finance. Launched in September 2025, users have already spent over $7 million on Avici's Visa cards, highlighting the platform's demand and popularity. This trend reflects a broader shift in how users interact with crypto assets, moving from speculative investment to practical usage in daily transactions.

What Drives the Surge in Visa Crypto Card Spending?

One key factor behind the surge in Visa crypto card spending is the increasing adoption of stablecoin-linked cards. These cards offer reduced volatility and usability for daily transactions according to FinanceFeeds. Stablecoins like USDC and USDT are pegged to the US dollar, reducing price volatility at checkout. This stability explains why everyday spending through crypto cards has taken off. EtherFi-led cards accounted for $55.4 million in annual spending, indicating a strong preference for stable, predictable balances over volatile tokens.

Another significant driver is the emergence of platforms like Avici, which provide a bridge between traditional and crypto-based spending. Avici's self-custody Visa cards allow users to spend their crypto holdings without selling them, offering instant credit lines backed by digital assets. This innovation makes crypto more accessible for everyday purchases and strengthens the use of stablecoins as a bridge to traditional finance according to MEXC.

What Are the Risks and Limitations of Using Visa Crypto Cards?

While the rise in crypto card usage supports blockchain networks and reduces the fear barrier for everyday use, it also presents risks according to MEXC. Users must still trust the card issuer and the app holding their funds. If the company freezes accounts or fails, access to funds can vanish quickly. Fees such as conversion spreads, ATM charges, and foreign transaction costs also add up, making it essential to treat these cards as spending tools rather than savings accounts.

Investors and users should proceed with caution and keep only funds they plan to spend on these cards. Platforms like Avici are still in their early stages, and users should avoid storing large sums or funds intended for significant purchases like rent or mortgages on the card according to Yahoo Finance. While this could change in the future, the current landscape remains volatile, and users should treat it accordingly.

What Is the Market Impact of Visa's Crypto Card Growth?

The explosive growth in Visa crypto card spending has reinforced the company's role in driving mainstream crypto adoption according to MEXC. On-chain data shows that Visa-issued crypto cards experienced over 500% growth in net spending, rising from $15 million to $90 million in 2025. EtherFi emerged as the leader with $55 million in spending, followed by Cypher at $20 million. These cards enable users to spend crypto and stablecoins anywhere Visa is accepted, bridging traditional and blockchain payments.

Stablecoins are increasingly used for routine transactions, supported by Visa's expanding blockchain settlement strategy. This transition reflects a broader shift in how users interact with crypto, moving beyond speculation toward practical usage. Visa's stock has also gained as investor confidence grows around its digital payments role, with shares rising to around $352 in early 2026. The company's focus on stablecoins and crypto partnerships positions it as a key player in mainstreaming digital asset usage according to MEXC.