AVICI Launches Virtual Accounts as Visa Crypto Card Spending Jumps 525%

Avici Money has introduced virtual bank accounts in the U.S. and E.U. to enable users to fund self-custodial crypto wallets using traditional payment methods according to reports.

• Visa-linked crypto card spending surged by 525% in 2025, with EtherFi leading the trend with $55.4 million in annual spending as data shows.

• Avici's Solana-based platform allows users to access instant credit lines backed by their crypto holdings, supporting the shift toward practical crypto usage according to analysis.

Avici Money has launched a new feature enabling users in the U.S. and E.U. to fund their self-custodial crypto wallets via traditional payment methods like ACH and SEPA. This is facilitated through partnerships with MoonPay and Iron, streamlining the onboarding process for mainstream users according to reports.

The integration with traditional financial systems is part of a broader trend as crypto transitions from speculative assets to tools for daily transactions. This shift is supported by stablecoins like USDC and USDT, which reduce volatility and make crypto more practical for everyday use according to data.

The surge in crypto card spending is also attributed to platforms like Avici and EtherFi, which provide self-custody options and instant access to credit lines backed by crypto holdings. These platforms are enabling users to retain ownership of their funds while still making purchases. However, users are advised to treat these tools as spending mechanisms rather than savings accounts due to conversion fees and potential account risks according to analysis.

What Drives the Surge in Crypto Card Spending?

The 525% increase in Visa-issued crypto card spending in 2025 is driven by the adoption of stablecoins and the integration of crypto into traditional payment rails. Stablecoins, pegged to the U.S. dollar, offer reduced volatility, making them suitable for everyday transactions according to reports.

This shift is further supported by platforms like Avici, which allow users to spend crypto without selling it. By providing instant credit lines and self-custody, these platforms reduce onboarding friction and encourage more users to adopt crypto as a daily payment method according to analysis.

What Are the Implications for Crypto Adoption?

The growth in crypto card spending signals a shift from speculative trading to routine financial use. This trend could lead to increased adoption rates and a broader integration of crypto into mainstream finance according to data.

Visa has also expanded its stablecoin infrastructure, now supporting four blockchains, and launched a dedicated advisory team to help banks, merchants, and fintechs deploy crypto-based products. This move reflects the company's belief in the potential of blockchain-based settlement and programmable money according to reports.

The surge in crypto card usage is a sign that crypto is evolving from a speculative asset to a functional currency. This transition is being supported by platforms like Avici, which make it easier for users to access and use crypto in their daily lives. However, users are advised to be cautious about risks such as conversion fees, account reliability, and foreign transaction costs according to analysis.