AVICI Launches Virtual Accounts as Visa Crypto Card Spending Jumps 525%

Avici Money has introduced virtual bank accounts for users in the U.S. and E.U. to fund self-custodial crypto wallets via traditional payment methods according to Stabledash. The integration with MoonPay and Iron enables users to fund wallets through ACH, SEPA Instant, Wire, and Direct Deposit as reported. Visa-issued crypto card spending surged 525% in 2025, with Avici Money contributing to the trend alongside EtherFi and Cypher according to Traders Union.

Avici Money has taken a major step toward bridging traditional finance and crypto by launching virtual bank accounts for users in the U.S. and E.U. This new feature enables users to fund self-custodial wallets using familiar methods like ACH or SEPA transfers as detailed.

The platform powers the feature using infrastructure from MoonPay and its acquired subsidiary, Iron according to the announcement. This move aligns with a broader shift in the crypto industry toward user-friendly on-ramping solutions that appeal to less tech-savvy users as observed.

Meanwhile, Visa-issued crypto cards saw a significant rise in usage in 2025. Spending via these cards increased by 525%, from $14.6 million to $91.3 million, driven largely by platforms like EtherFi and Avici according to data. This reflects a growing trend of consumers treating crypto as digital cash for everyday transactions as reported.

How Are Virtual Accounts Shaping Crypto Adoption?

Virtual accounts aim to reduce friction between traditional finance and crypto. By allowing users to fund wallets via standard bank transfers, platforms like Avici make crypto more accessible to mainstream users according to analysis. This could lower barriers to entry for individuals unfamiliar with crypto-specific funding methods as noted.

The integration with MoonPay and Iron is particularly noteworthy. These partnerships provide the infrastructure necessary to enable seamless fiat-to-crypto transitions according to the report. This approach could influence the broader market by encouraging more platforms to adopt similar solutions as suggested.

What Does the Surge in Visa Crypto Card Spending Signal?

The 525% increase in Visa crypto card spending highlights a shift in user behavior. Instead of holding crypto purely for speculative purposes, more users are spending it for daily purchases as reported. This trend is particularly visible in the adoption of stablecoins, which reduce volatility and increase usability according to finance feeds.

Avici's contribution to this growth is notable, especially given that the platform only launched in September 2025 according to AInvest. Users on Avici's platform have already spent over $7 million on Visa crypto cards, signaling strong demand for self-custody spending options as detailed.

The rise in card-based transactions also indicates that crypto is becoming more integrated into traditional commerce. With Visa expanding support to four blockchains and offering advisory services to fintechs and merchants, the infrastructure for crypto payments is expanding according to Bitget.

This development could have lasting implications for the market. If more users adopt crypto for everyday spending, the asset class may move closer to mass adoption. However, challenges such as regulatory scrutiny and interoperability between different blockchain platforms remain key risks as reported.