Assurant Launches HOIVerify Origination for Mortgage Loan Insurance Verification

Assurant launches HOIVerify Origination, an API-enabled solution that automates insurance verification during the mortgage loan origination process. The platform streamlines and modernizes the mortgage loan process, providing real-time policy information, multi-carrier integration, and automation and compliance features. Several partners, including Spring EQ, are already using the platform as part of a pilot program.

Assurant, Inc. (NYSE: AIZ), a leading global protection company, has announced the launch of HOIVerify® Origination, an industry-defining API-enabled solution designed to automate and streamline insurance verification during the mortgage loan origination process. The platform, unveiled on September 8, 2025, aims to modernize the complex mortgage loan process by providing real-time policy information, multi-carrier integration, and automation and compliance features.

HOIVerify Origination is a proprietary platform that automates insurance verification at the point of mortgage approval, reducing manual effort and ensuring regulatory compliance. With over 40 years of experience monitoring insurance coverage and deep carrier relationships, Assurant provides access to a majority of U.S. homeowner policies, delivering a comprehensive and frictionless experience for carriers, lenders, and borrowers.

Key features of the platform include real-time policy information, enabling lenders to access up-to-date insurance details for quick decision-making, and multi-carrier integration, supporting cross-carrier search functionality with access to a comprehensive list of insurance data points. The platform also includes automation and compliance features to reduce manual effort and ensure regulatory adherence.

Several partners, including Spring EQ, a fast-growing, highly-rated lender in the United States, are already using the platform as part of a pilot program. "Assurant is known for their industry-leading solutions, and HOIVerify Origination represents an exciting opportunity to bring more frictionless experiences to both borrowers and lenders," said Adam Stern at Spring EQ.

For more information, visit assurant.com.

References:
[1] https://www.stocktitan.net/news/AIZ/assurant-lending-solutions-unveils-hoi-verify-origination-for-on-ignsj88s8a35.html