Antom Unveils AI-Driven Payment Solution for Secure Transactions

Antom, a subsidiary of Ant International, has launched a new agentic payment solution that utilizes AI-driven transaction capabilities for secure checkout processes and a wide array of payment methods. The solution includes an AI-ready payment mandate model, enhanced payment asset management, and a Model Context Protocol (MCP) to enable payment flows during dialogues with AI agents. The solution has been made open-source and can be accessed on GitHub.

Antom, a subsidiary of Ant International, has introduced a groundbreaking agentic payment solution that harnesses artificial intelligence (AI) to facilitate secure checkout processes and support a diverse range of payment methods. The solution, which includes an AI-ready payment mandate model, enhanced payment asset management, and the Model Context Protocol (MCP), is designed to enable seamless payment flows during dialogues with AI agents. Notably, Antom has made the solution open-source and available on GitHub [1].

The new offering, announced on September 4, 2025, features a "first-of-its-kind" secure alternative payment method (APM) checkout solution. Antom is among the first Visa and Mastercard partners to pilot card-based transaction capabilities for AI agents in the Asia Pacific region [2]. The solution aims to meet the critical need for AI agents to complete payments flexibly and reliably, thereby enhancing user expectations in commercial settings [3].

Built upon the MCP, Antom’s agentic payment solution supports both confirmed purchase requests and conditional, pre-authorized transactions, such as purchases within a preset spending limit or scheduled flash sales. This capability is particularly advantageous for AI agents, which often engage in multi-run natural language conversations to confirm payment intent [4].

Antom has partnered with Mastercard and Visa to explore tokenized card-based agentic payments, aiming to provide a secure and seamless checkout experience. The solution leverages Multi-Party Computation (MPC)-based AI risk management and mobile device security systems to prevent fraudulent transactions, thereby enhancing user privacy and security [5].

The launch of this agentic payment solution reflects Ant International’s strategic focus on AI-driven commerce. By combining its expertise in the fintech sector with trusted AI capabilities and platform-level AI support, Antom aims to facilitate the adoption of AI-driven payment systems. The goal is to support developers, financial institutions, and merchants in confidently embracing AI-driven commerce [6].

In summary, Antom’s agentic payment solution represents a significant advancement in the integration of AI with payment systems. By offering a secure, flexible, and open-source solution, Antom is poised to shape the future of AI commerce and set new standards for payment security and convenience.

References:
[1] https://www.pymnts.com/artificial-intelligence-2/2025/ants-antom-debuts-agentic-payment-solution/
[2] https://www.morningstar.com/news/business-wire/20250903092575/ant-internationals-antom-debuts-agentic-payment-solution-pioneering-apm-checkout-solution-and-trusted-ai-for-secure-transactions
[3] https://www.ainvest.com/news/coinbase-ai-push-forces-engineers-evolve-exit-2509/
[4] https://www.pymnts.com/artificial-intelligence-2/2025/ants-antom-debuts-agentic-payment-solution/
[5] https://www.morningstar.com/news/business-wire/20250903092575/ant-internationals-antom-debuts-agentic-payment-solution-pioneering-apm-checkout-solution-and-trusted-ai-for-secure-transactions
[6] https://www.pymnts.com/artificial-intelligence-2/2025/ants-antom-debuts-agentic-payment-solution/