AMINA Bridges Traditional Finance and Web3 with Regulated POL Staking

AMINA Bank AG, a Swiss Financial Market Supervisory Authority (FINMA)-regulated institution, has become the first regulated bank globally to offer institutional staking services for Polygon's native POL token. The service, launched on October 9, 2025, provides asset managers, family offices, corporate treasuries, and other qualified institutional participants with a compliant framework to secure the Polygon network while earning staking rewards. Through a partnership with the Polygon Foundation, AMINA clients can earn up to 15% annualized yields, combining a base staking reward of 4–5% with additional incentives. This offering expands AMINA's existing custody and trading services for POL, aligning with growing institutional interest in blockchain infrastructure under regulated structures.

The launch underscores Polygon's role as a leading enterprise blockchain platform, supporting nearly $3.4 billion in stablecoin capitalization and processing micro-payments with sub-$0.01 fees and sub-5-second settlement times. The network also hosts over $1 billion in tokenized real-world assets (RWA) and has attracted major financial institutions, including J.P. Morgan, Franklin Templeton, and Stripe, to deploy payment solutions and tokenized assets. For AMINA, the service represents a strategic step in bridging traditional finance with Web3, enabling institutional clients to actively participate in network security while adhering to Swiss KYC and AML regulations. Myles Harrison, AMINA's Chief Product Officer, emphasized that the offering "provides institutional clients with regulated access to the blockchain, enabling them to be rewarded for providing stability and security to a blockchain network used by some of the biggest financial institutions and brands in the world".

Regulatory clarity for staking services has been a critical enabler. FINMA's Guidance 08/2023 allows licensed entities to offer staking under strict conditions, including transparent risk disclosures and segregation of staked assets. AMINA's compliance framework addresses lock-up periods, slashing risks, and market volatility through institutional-grade operational oversight, ensuring alignment with prudential requirements. The SEC's recent analysis in the U.S. similarly concluded that protocol staking does not constitute an investment contract under securities law, treating it as an administrative activity. These developments create a foundation for institutional participation in blockchain networks, reducing legal uncertainties while preserving network security.

Institutions seeking to engage with AMINA's POL staking service are advised to conduct due diligence, including verifying fee structures, custody segregation, insurance coverage, and tax implications. AMINA recommends requesting historical reward reports, service-level agreements (SLAs), and proof-of-reserves to assess risk profiles. The bank also highlights the importance of confirming whether advertised yields are net of custody and service fees, as well as understanding lock-up and unbonding terms. These measures reflect the broader industry trend toward institutional-grade transparency, where participants balance yield opportunities with governance and compliance demands.

Polygon's CEO, Marc Boiron, described the partnership as a "turning point," noting that institutions are transitioning from passive token holders to active network participants. The integration of regulated staking services into Polygon's ecosystem reinforces its appeal to enterprises, with projects like Nike's .SWOOSH and Stripe's global payment processing already leveraging the network. For AMINA, the offering positions the bank at the forefront of institutional Web3 adoption, demonstrating how regulated entities can facilitate capital participation in decentralized networks while maintaining risk controls. As the migration from MATIC to POL nears completion, the focus on institutional-grade infrastructure and yield opportunities is expected to drive further adoption of Polygon's Proof-of-Stake (PoS) model.

Source: [1] AMINA Bank secures institutional access to Polygon (POL) staking (https://en.cryptonomist.ch/2025/10/09/amina-bank-institutional-polygon-pol-staking/)

[2] AMINA Bank Launches POL Staking for Institutional Investors (https://www.cryptotimes.io/2025/10/09/amina-bank-launches-pol-staking-for-institutional-investors/)

[3] AMINA Bank Becomes First Regulated Institution to Offer POL ... (https://finance.yahoo.com/news/amina-bank-becomes-first-regulated-151000118.html)

[4] US vs Swiss Crypto Staking Rules: What Regulators Now Allow (https://beincrypto.com/us-vs-swiss-crypto-staking-regulations/)

[5] AMINA Bank Becomes First Regulated Bank Globally to Offer ... (https://www.businesswire.com/news/home/20251008515263/en/AMINA-Bank-Becomes-First-Regulated-Bank-Globally-to-Offer-Institutional-Staking-Access-to-POL-Polygons-Native-Token)

[6] AMINA Bank Introduces Regulated Polygon (POL) Staking for ... (https://polygon.technology/blog/amina-bank-introduces-regulated-polygon-pol-staking-for-institutions)