Amina Bridges TradFi and Blockchain with First Regulated POL Staking Service

Swiss-regulated crypto bank Amina Bank AG has launched the world's first institutional staking service for Polygon's native token (POL), offering qualified participants up to 15% annualized rewards through a partnership with the Polygon Foundation. The service, announced in October 2025, enables institutional clients to secure the Polygon Proof-of-Stake (PoS) blockchain while adhering to Swiss Financial Market Supervisory Authority (FINMA) regulations. This offering expands Amina's existing POL custody and trading capabilities, positioning the bank as a bridge between traditional finance and blockchain infrastructure.

Amina's staking rewards structure combines its standard 4–5% yield with an additional 10% boost from the Polygon Foundation, totaling up to 15% for institutional clients. The initiative targets ultra-high-net-worth individuals, asset managers, pension funds, and corporate treasuries, all of whom must meet Amina's KYC and compliance requirements. By participating in staking, clients contribute to the security of a blockchain network that supports over $3 billion in stablecoin value and nearly $1 billion in tokenized real-world assets (RWAs), including deployments by BlackRock and Stripe.

Polygon's PoS network has demonstrated robust institutional adoption, with the platform serving as a backbone for micro and small USDC payments and hosting sub-$0.01 transaction fees. The network's recent integration with Stripe and its role in tokenizing real-world assets, such as BlackRock's BUIDL Fund, underscore its growing relevance in onchain finance. Amina's service aligns with Polygon's broader strategy to expand its role in institutional blockchain infrastructure, as highlighted by Marc Boiron, CEO of Polygon Labs, who emphasized the shift from token purchases to active network participation.

The launch of Amina's POL staking service follows a broader trend of regulatory clarity in the crypto space. In Switzerland, FINMA's 2023 guidance allows licensed entities to offer staking under strict conditions, including asset segregation and transparent risk disclosures. Similarly, the U.S. SEC's 2024 analysis concluded that protocol staking does not constitute an investment contract under the Howey test, treating it as an administrative activity rather than a securities offering. These frameworks provide a legal foundation for Amina's offering, which prioritizes institutional-grade custody and risk management.

Amina's expansion into POL staking reflects the bank's strategic focus on regulated digital asset services. Since its 2019 FINMA licensing, Amina has established a global presence, securing regulatory approvals in Abu Dhabi and Hong Kong. The bank reported record 2024 results, with revenue rising 69% year-over-year to $40.4 million and assets under management surging to $4.2 billion. This growth underscores the increasing demand for institutional-grade crypto services, particularly as blockchain networks like Polygon attract major financial players.

Polygon's dominance in the RWA market further contextualizes Amina's initiative. As of September 2025, the network held $1.13 billion in TVL across 269 assets, including tokenized bonds and U.S. T-Bills. Polygon's 62% share of the global tokenized bonds market, driven by projects like Spiko's euro MMF, highlights its role in bridging traditional finance and decentralized infrastructure. Amina's staking offering aligns with this trend, enabling institutional clients to participate in a network that supports both DeFi protocols and tokenized RWAs.

Source: [1] AMINA Bank Becomes First Regulated Bank Globally to Offer Institutional Staking Access to POL (https://www.businesswire.com/news/home/20251008515263/en/AMINA-Bank-Becomes-First-Regulated-Bank-Globally-to-Offer-Institutional-Staking-Access-to-POL-Polygons-Native-Token)

[2] Amina Bank Launches Polygon (POL) Staking With Up to 15 (https://cointelegraph.com/news/amina-bank-launches-polygon-pol-staking-for-institutions)

[4] US vs Swiss Crypto Staking Rules: What Regulators Now Allow (https://beincrypto.com/us-vs-swiss-crypto-staking-regulations/)

[7] Polygon Takes the Lead in Tokenized RWA with $1.1B TVL (https://dailycoin.com/polygon-takes-the-lead-in-tokenized-rwa/)