Allstate Reports August Catastrophe Losses of $213 Million, $168 Million After-Tax

Allstate estimated August catastrophe losses at $213 million ($168 million after-tax), primarily due to 10 events, with 70% of losses from three wind and hail events. Total July-August catastrophe losses reached $397 million ($313 million after-tax).

Allstate Corporation (NYSE:ALL) has reported its estimated catastrophe losses for August 2025, totaling $213 million, or $168 million after-tax. This figure represents a significant increase from the previous month, where July's catastrophe losses stood at $184 million, or $145 million after-tax. The company attributed the majority of August's losses to ten events, with approximately 70% of the total losses stemming from three wind and hail events Allstate estimates $213M of catastrophe losses in August^[1].

The total catastrophe losses for the combined months of July and August 2025 amount to $397 million, or $313 million after-tax. This increase in losses is a notable deviation from the company's earlier estimates, which had anticipated a sequential drop in July catastrophe losses August 2025 Monthly Release^[2].

The report also highlighted changes in Allstate's protection policies in force as of August 31, 2025. The company's total protection policies increased by 0.3% month-over-month and 0.9% year-over-year to 38.01 million. Homeowners' policies in force grew by 2.1% year-over-year to 7.62 million, while commercial lines policies in force decreased by 29% year-over-year to 173,000. Auto policies in force, however, increased by 1.0% year-over-year to 25.3 million.

Allstate's August catastrophe losses underscore the ongoing impact of severe weather events on the insurance sector. The company's ability to manage these losses and maintain policy growth will be a key factor for investors to monitor in the coming quarters.