Aligning Innovation with Regulation: CertiK’s Workshop Tackles Stablecoin Risks

CertiK, a leading blockchain security and analytics firm, is set to host its Essential KBW2025 Workshop on Stablecoin Regulation, a pivotal event addressing the evolving regulatory and security challenges in the stablecoin market. The workshop follows the release of CertiK’s Skynet Stablecoin Spotlight Report: H1 2025, which underscores the rapid growth of stablecoins and the urgent need for robust security frameworks to mitigate operational and systemic risks. With global stablecoin supply reaching $252 billion and monthly settlement volumes surging to $1.39 trillion in the first half of 2025, the report highlights a market at a critical inflection point.

The report identifies widening security and compliance disparities among stablecoins, even as institutional adoption accelerates. CertiK’s Skynet Security Score framework, which evaluates stablecoins across six factors, reveals that USDT, USDC, and PYUSD lead in security and liquidity. However, the report also notes a record $2.47 billion in losses from H1 2025 due to operational security failures, including key-management breaches and liquidity-pool logic bugs. These findings underscore the necessity for standardized risk management practices, particularly as stablecoins increasingly integrate into traditional financial infrastructure.

Global regulatory efforts are reshaping the stablecoin landscape, with the EU’s Markets in Crypto-Assets (MiCA) regulation fully effective since January 2025 and the U.S. GENIUS Act passed in June 2025. MiCA’s strict reserve and transparency requirements have set a global benchmark, delisting non-compliant stablecoins like USDT from major exchanges. The GENIUS Act, meanwhile, mandates federal licensing for stablecoin issuers, full reserve backing by U.S. Treasuries, and anti-money laundering (AML) compliance, signaling a shift toward institutional-grade oversight. These frameworks are bifurcating the market into compliant leaders and non-compliant laggards, with banks and payment networks like Visa and Stripe accelerating stablecoin pilots.

The KBW2025 Workshop aims to bridge gaps between regulators, industry stakeholders, and technologists to foster a secure and interoperable stablecoin ecosystem. The event will address challenges such as regulatory arbitrage, cross-border compliance, and the technical complexities of tokenized asset settlements. With tokenized assets projected to grow to $2 trillion by 2030, the workshop emphasizes the role of programmable money and real-time settlement in unlocking efficiency while mitigating de-pegging risks. CertiK’s CEO, Delian Dalabek, noted in a recent interview that “the next phase of digital finance hinges on aligning innovation with regulatory clarity to prevent systemic vulnerabilities.”

Participants will explore case studies on MiCA-compliant stablecoins, such as EURI, and the implications of U.S. federal oversight for offshore issuers like Tether. The workshop will also examine the role of stablecoins in real-world applications, including cross-border payments and DeFi, while addressing concerns over liquidity depth and custody risks. By bringing together policymakers and market leaders, CertiK seeks to catalyze a framework that balances innovation with investor protection, ensuring stablecoins fulfill their potential as a cornerstone of global financial infrastructure.