AI-driven Cyber Threats to Drive 15% Growth in Cyber Insurance Premiums by 2026

Forrester Research predicts a 15% growth in written cyber insurance premiums in 2026, driven by the adoption of artificial intelligence and increased threat surface area. Implementing AI increases the risk of attacks, making it a target itself and a weapon for malicious actors. Cyber insurers should become proactive partners in cybersecurity by providing defense services and underwriting new risks posed by AI. The top 50 insurers' expense ratios are expected to decline by two percentage points in 2026 due to AI and automation.