Why ADA and ETH Holders Are Shifting to RTX: The 20x Altcoin of 2025

The crypto landscape in 2025 is witnessing a seismic shift as DeFi migration accelerates, driven by projects that bridge the gap between speculative assets and real-world utility. Among these, Remittix (RTX) is emerging as a standout contender, outpacing Layer 1s like Cardano (ADA) and Ethereum (ETH) in institutional adoption, cross-chain performance, and fiat integration. For investors seeking a 20x return, RTX’s PayFi platform offers a compelling case: it combines Solana’s speed, Ethereum’s security, and a deflationary model that aligns token value with usage.

Presale Traction: A Vote of Confidence

RTX’s presale has already raised $21.2 million by selling 629 million tokens at $0.0987 each [1], signaling robust institutional and retail demand. This outperforms ADA and ETH’s recent fundraising efforts, which struggle to match RTX’s velocity in the $19 trillion cross-border payments market. The project’s upcoming Q3 2025 beta wallet—supporting 40+ cryptocurrencies and 30+ fiat currencies—will enable instant crypto-to-fiat conversions, a critical feature for mass adoption [4]. By contrast, ADA’s inflationary tokenomics and ETH’s volatility make them less attractive for real-world transactions [1].

Cross-Chain Infrastructure: Speed Meets Security

RTX’s dual-chain architecture leverages Solana’s speed (1,000+ TPS) and Ethereum’s security through smart contract audits, creating a hybrid solution that outperforms monolithic Layer 1s. This cross-chain design allows users to execute transactions in seconds at 0.1% fees, a stark contrast to ADA’s 0.15–0.5% fees and ETH’s unpredictable gas costs [1]. For DeFi users, this means RTX isn’t just a payment layer—it’s a scalable infrastructure for global remittances, e-commerce, and institutional-grade settlements.

Fiat Integration: The Killer App

RTX’s beta wallet, launching in Q3 2025, will enable direct bank deposits in 40+ countries and real-time foreign exchange (FX) conversions [4]. This eliminates the friction of converting crypto to fiat, a barrier that has stifled ADA and ETH’s adoption in emerging markets. For example, in Brazil and Kenya—where RTX has strategic partnerships—users can send and receive payments in local currencies (BRL, KES) without relying on intermediaries like SWIFT or Western Union [3]. Such utility positions RTX as a direct competitor to traditional financial systems, not just a speculative token.

Institutional-Grade Tokenomics

RTX’s deflationary model—burning 10% of every transaction fee—creates scarcity and aligns incentives with users. Analysts project this could reduce the token supply by 50% in three years, driving demand as adoption grows [3]. This contrasts sharply with ADA’s inflationary supply and ETH’s fixed issuance, which fail to create scarcity-driven value. Additionally, RTX’s CertiK audit and BitMart listing have attracted institutional credibility, a critical factor for investors wary of unproven projects [1].

Why ADA and ETH Lag

Cardano’s price remains stagnant near $0.60–$0.75, with a $1.80 target not expected until 2026 [1]. Meanwhile, Ethereum’s ETF inflows and macro-driven appeal mask its limitations in remittance use cases. ADA and ETH lack RTX’s real-time fiat integration and cross-chain flexibility, making them less compelling for investors prioritizing utility over speculation. As RTX processes 400,000 cross-border transactions for 1.2 million users in Q3 2025 [2], the writing is on the wall: the future of DeFi lies in projects that solve real-world problems.

Conclusion: The 20x Opportunity

For ADA and ETH holders seeking a 20x return, RTX’s $21.2 million presale traction, deflationary model, and institutional-grade infrastructure make it a superior alternative. With a projected 7,500% return by late 2025 [1], RTX isn’t just a “20x altcoin”—it’s a foundational asset in the PayFi revolution. As DeFi migration accelerates, those who ignore RTX’s real-world utility risk being left behind in a market where speed, security, and scarcity reign supreme.

Source:
[1] Why Remittix (RTX) Outpaces XRP as the 2025 PayFi ... [https://www.ainvest.com/news/remittix-rtx-outpaces-xrp-2025-payfi-investment-play-2508/]
[2] Why Remittix (RTX) Outpaces Solana in Real-World Crypto Adoption [https://www.bitget.com/news/detail/12560604934627]
[3] Why Solana and Ethereum Holders Are Allocating to Remittix (RTX) in 2025 [https://www.bitget.com/news/detail/12560604934369]
[4] Remittix Beta Wallet Announcement: A Cross-Chain DeFi ... [https://www.ainvest.com/news/remittix-beta-wallet-announcement-cross-chain-defi-project-future-payfi-2508/]