63.29% of French Willing to Pay in Crypto 63.98% Plan to Buy Soon Kraken Survey

France is experiencing a notable shift in financial behavior, with a majority of citizens expressing openness to using cryptocurrencies for everyday transactions. Kraken’s June 2025 survey of 2,600 French respondents reveals that 63.29% are willing to pay in crypto, signaling a cultural pivot toward digital assets as a mainstream financial tool. This figure aligns with broader adoption trends, as 63.98% of crypto-interested individuals plan to purchase cryptocurrencies soon, and 35.1% would allocate an unexpected €1,000 to crypto over traditional investments like stocks or real estate [1]. The study highlights a departure from skepticism, with 31.1% already holding crypto assets and 32% having made recent transactions.

The survey underscores a generational and regional divide in France. While Île-de-France remains a financial hub, provinces like Occitanie and Grand Est have emerged as crypto adoption leaders, outpacing traditional economic centers. This decentralization reflects a broader appetite for financial autonomy, driven by distrust in conventional systems and a desire for alternative yields. Notably, 75.7% of respondents associate crypto with their personal values, and 23.2% rely on peer networks for information, emphasizing the role of social trust in shaping adoption [1].

Digital platforms are reshaping how crypto is perceived. Messaging apps like WhatsApp and Telegram now serve as primary information sources for 18% of participants, surpassing traditional banks in credibility. This dynamic challenges legacy institutions to adapt, as 34% of respondents seek to integrate crypto into savings or retirement plans. Kraken’s Alix Bouxaguet notes that crypto is increasingly seen as “a natural part of financial daily life,” urging policymakers and platforms to prioritize education and clear regulation to support this transition [1].

The findings pose questions for France’s financial landscape. While traditional savings products like the Livret A face declining rates—dropping to 1.7% in August 2025—competitors such as the Livret d’Épargne Populaire (offering 2.7% yields) may struggle to retain interest. The survey’s data suggests crypto’s appeal lies in its perceived flexibility and resistance to centralized control, even as volatility and regulatory gaps persist as risks. Bouxaguet’s “Kraken Tour,” an educational initiative across 21 French cities, aims to address these challenges by fostering trust and accessibility [1].

The shift reflects a deeper economic sentiment: 62.7% of respondents would allocate at least part of an unexpected €1,000 windfall to crypto, a choice rooted in skepticism toward traditional banking and a pursuit of alternative value storage. As France grapples with fiscal pressures and inflationary pressures, crypto adoption may accelerate further, reshaping consumer behavior and regulatory priorities.

Source: [1] [According To A Survey, 64% Of French People Are Willing To Pay In Crypto] [https://www.cointribune.com/en/according-to-a-survey-64-of-french-people-are-willing-to-pay-in-crypto/]