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3Q25 Bank Profitability Up on Lower Loan Provisions: RAM Ratings
ByAinvest
Sunday, Dec 7, 2025 11:15 pm ET1min read
RAM Ratings reports a 3Q25 improvement in bank profitability due to lower loan loss provisions and stronger non-interest income, despite a contraction in net interest margins. Loan growth accelerated, led by mortgages and passenger vehicle financing, but margins are expected to be weighed down in 4Q25 due to seasonal deposit competition.
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