Are these 3 Top-Ranked Mutual Funds In Your Retirement Portfolio?

Wednesday, Mar 18, 2026 9:02 am ET2min read
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- Zacks Investment Research highlights three top-ranked mutual funds for retirement portfolios, emphasizing low fees and strong long-term returns.

- Schwab International Core Equity (SICNX), Janus HendersonJHG-- Global Technology (JGLTX), and Third Avenue Value Fund (TVFVX) offer diversified exposure to global markets, tech sectors, and small-cap value stocks.

- These funds combine expense ratios below 1.4%, five-year annualized returns exceeding 13%, and strategic allocations to support retirement-focused investors seeking growth and stability.

There is never a wrong time to invest in mutual funds for retirement. So, if you're still looking for the best mutual funds, the Zacks Mutual Fund Rank can be a great guide.

The easiest, most reliable way to judge a mutual fund's quality over time is by analyzing its performance, diversification, and fees. The Zacks Mutual Fund Rank, which covers over 19,000 mutual funds, has helped us identify three outstanding options that are perfect for any long-term investors' portfolios that is retirement-focused.

Let's take a look at some of our top-ranked mutual funds with the lowest fees.

If you are looking to diversify your portfolio, consider Schwab International Core Equity (SICNX). SICNX is a part of the Non US - Equity fund category, many of which will focus across all cap levels, and will typically allocate their investments between emerging and developed markets. This fund is a winner, boasting an expense ratio of 0.86%, management fee of 0.58%, and a five-year annualized return track record of 13.77%.

Janus Henderson Global Technology Institutional (JGLTX): 0.72% expense ratio and 0.64% management fee. JGLTX is part of the Sector - Tech mutual fund category that invests in technology and lets investors own a stake in a notoriously volatile sector, but with a much more diversified approach. JGLTX, with annual returns of 13.28% over the last five years, is a well-diversified fund with a long track record of success.

Third Avenue Value Fund Investor (TVFVX): 1.38% expense ratio and 0.9% management fee. TVFVX is a Small Cap Value fund, and these funds are known for investing in companies with market caps under $2 billion. The fund is mainly invested in equities, has a long reputation of salutary performance, and has yearly returns of 17.46% over the last five years.

We hope that your investment advisor (if you use one) has you invested in one or all of the top-ranked mutual funds we've reviewed. But if that isn't the case, it might be time to have a conversation or reconsider this vitally important relationship.

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This article originally published on Zacks Investment Research (zacks.com).

Zacks Investment Research

Zacks is the leading investment research firm focusing on equities earnings estimates and stock analysis for the individual investor, including stock picks, stock screening, portfolio stock tracker and stock screeners. Copyright 2006-2026 Zacks Equity Research, Inc. editor@zacks.com (Manaing editor) webmaster@zacks.com (Webmaster)

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