3 Top-Ranked Mutual Funds for Your Retirement

Tuesday, Mar 17, 2026 9:02 am ET2min read
Aime RobotAime Summary

- Zacks Mutual Fund Rank highlights three top #1-rated funds for retirement portfolios, emphasizing low fees and strong long-term performance.

- MXIVX (1.07% expense), AFICX (1.33% expense), and ORSIX (0.99% expense) deliver 9.23%-13.74% five-year annualized returns across global and small-cap blends.

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Investing in mutual funds for retirement is never too late. And the Zacks Mutual Fund Rank can be an excellent tool for investors looking to invest in the best funds.

The easiest, most reliable way to judge a mutual fund's quality over time is by analyzing its performance, diversification, and fees. The Zacks Mutual Fund Rank, which covers over 19,000 mutual funds, has helped us identify three outstanding options that are perfect for any long-term investors' portfolios that is retirement-focused.

Here are the funds that have achieved the Zacks Mutual Fund Rank #1 (Strong Buy) and have low fees.

Empower International Value Inv (MXIVX): 1.07% expense ratio and 0.67% management fee. MXIVX is a part of the Non US - Equity fund category, many of which will focus across all cap levels, and will typically allocate their investments between emerging and developed markets. MXIVX has achieved five-year annual returns of an astounding 12.44%.

American Funds Fundamental Investors C (AFICX) is a stand out amongst its peers. AFICX is a Large Cap Blend fund, targeting companies with market caps of over $10 billion. These funds offer investors a stability, and are perfect for people with a "buy and hold" mindset. With five-year annualized performance of 13.74%, expense ratio of 1.33% and management fee of 0.24%, this diversified fund is an attractive buy with a strong history of performance.

North Square Dynamic SmallCap I (ORSIX): 0.99% expense ratio and 0.9% management fee. ORSIX is a Small Cap Blend mutual fund, and usually targets stocks with market caps of less than $2 billion, letting investors diversify their funds among other kinds of small-cap equities. With a five-year annual return of 9.23%, this fund is a well-diversified fund with a long track record of success.

These examples highlight the fact that there are some astonishingly good mutual funds out there. If your advisor has you in the good ones, bravo! If not, you may need to have a talk.

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This article originally published on Zacks Investment Research (zacks.com).

Zacks Investment Research

Zacks is the leading investment research firm focusing on equities earnings estimates and stock analysis for the individual investor, including stock picks, stock screening, portfolio stock tracker and stock screeners. Copyright 2006-2026 Zacks Equity Research, Inc. editor@zacks.com (Manaing editor) webmaster@zacks.com (Webmaster)

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