2 Ultra-Low-Cost ETFs That Can Help Build Up Your Retirement Portfolio

When it comes to retirement investing, one of the most important factors to consider is cost. High fees can eat into your returns over time, making it crucial to choose investments with low expense ratios. Exchange-traded funds (ETFs) are a great option for retirement investors, as they often have lower fees than actively managed mutual funds. In this article, we'll take a look at two ultra-low-cost ETFs that can help build up your retirement portfolio.



1. Vanguard S&P 500 ETF (VOO)
The Vanguard S&P 500 ETF (VOO) is one of the most popular and well-known ETFs on the market. It tracks the S&P 500 Index, which is a broad-based index that includes 500 of the largest and most liquid U.S. stocks. VOO has an expense ratio of just 0.03%, making it one of the cheapest ETFs available. This low cost helps to maximize your returns over time, as less of your money is going towards fees.

VOO is a great choice for retirement investors who want broad exposure to the U.S. stock market. Its low cost and wide diversification make it an excellent core holding for a retirement portfolio. Additionally, the S&P 500 Index has a long history of strong performance, making it a reliable choice for long-term investors.

2. Schwab U.S. Broad Market ETF (SCHB)
The Schwab U.S. Broad Market ETF (SCHB) is another ultra-low-cost ETF that can be a valuable addition to a retirement portfolio. It tracks the Dow Jones U.S. Broad Stock Market Index, which includes over 2,500 U.S. stocks. SCHB has an expense ratio of just 0.03%, making it one of the cheapest ETFs on the market. This low cost helps to maximize your returns over time, as less of your money is going towards fees.

SCHB is a great choice for retirement investors who want broad exposure to the U.S. stock market, but with a slightly wider net than VOO. Its low cost and wide diversification make it an excellent core holding for a retirement portfolio. Additionally, the Dow Jones U.S. Broad Stock Market Index has a long history of strong performance, making it a reliable choice for long-term investors.

In conclusion, both the Vanguard S&P 500 ETF (VOO) and the Schwab U.S. Broad Market ETF (SCHB) are excellent choices for retirement investors looking for ultra-low-cost ETFs. Their low expense ratios and wide diversification make them ideal core holdings for a retirement portfolio. By including these ETFs in your portfolio, you can help to maximize your returns over time and build a strong foundation for your retirement savings.