Figure Technology Solutions Inc: KBW cuts target price to $45 from $55

KBW recently adjusted its price target for Figure Technology Solutions Inc (NASDAQ:FIGR), reducing it to $45 from $55, while maintaining a positive outlook on the company’s long-term potential. The fintech firm, which utilizes blockchain infrastructure to originate, service, and finance consumer loans—particularly in the home equity space—has faced investor caution amid macroeconomic uncertainty and interest rate volatility. In its Q1 2026 investor letter, Polen 5Perspectives Small Growth Strategy noted that FIGR shares underperformed during the quarter due to broader concerns over funding conditions, loan demand, and credit performance. Despite this, the firm acknowledged Figure’s continued execution on loan growth and platform expansion. Meanwhile, Mizuho also revised its price target downward to $55 from $64 but retained an Outperform rating, citing optimism about blockchain-driven innovation and market expansion. Piper Sandler, in January, raised its target to $75 from $55 following strong fourth-quarter 2025 results, including a significant increase in total client loans. As the fintech sector navigates a shifting macroeconomic landscape, FIGR remains a focal point for investors tracking blockchain-based financial innovation.