BayFirst Financial Corp. Q2 EPS USD -8.05

BayFirst Financial Corp. reported a second-quarter 2026 earnings per share (EPS) loss of USD -8.05, reflecting continued financial challenges amid ongoing restatements and an asset resolution plan. The company announced on July 28, 2026, that it would delay the release of its Q2 2026 results until after market close on August 13, 2026, citing need for additional time to finalize earnings materials. This delay follows a prior disclosure on July 14, 2026, that BayFirst would restate its financial statements for 2024, 2025, and Q1 2026 due to inaccuracies in prior reporting.

The company plans to host a webcast and conference call on August 14, 2026, to discuss the June 30, 2026, quarter. BayFirst also announced an $80 million capital raise, which is expected to improve pro forma capital ratios, though near-term profitability and credit-cost risks remain significant concerns. As of March 31, 2026, BayFirst National Bank reported total assets of $1.20 billion, operating 11 full-service branches in the Tampa Bay–Sarasota region. Investors await revised financial reports, which are expected to be filed by August 12, 2026.