Commercial Insurance Rates Rise 0.5% in Q2, Down From Previous Quarters

U.S. commercial insurance rates rose 0.5% in Q2 2026, according to WTW's Commercial Lines Insurance Pricing Survey (CLIPS). This marks a moderation in pricing, down from a 2.5% increase in Q1 and a 3.8% increase in Q2 last year. Ivans' Index also showed year-over-year average U.S. commercial premium renewals increased in all lines except workers' compensation. Month-over-month, commercial auto, business owners policy, general liability, commercial property, and umbrella saw a decrease, while workers' comp experienced an increase.