XRP News Today: XRP's Volatility vs. Digitap's Utility: Which Captures Bullish Momentum?

XRP's recent volatility has reignited debates about its potential to resume an upward trajectory after months of consolidation. The token tested critical support at $2.17, bouncing into a tight trading range as technical analysts highlight a possible completion of a corrective cycle. According to Elliott Wave specialists, XRP's decline to $1.88 earlier this month may mark the end of a broader ABC correction, aligning with Fibonacci extensions historically associated with cycle lows. While the asset remains below key resistance at $2.22, volume spikes and accumulation near $2.18 suggest buyers are defending strategic levels. A sustained close above $2.22 could trigger a Wave-5 expansion, with long-term targets projected near $5.85, contingent on overcoming near-term hurdles.

The technical narrative contrasts with XRP's on-chain fundamentals, which show a 50% drop in monthly payments and increased whale selling. Despite $164 million in ETF inflows, the token's RSI below 50 and bearish momentum indicators underscore ongoing pressure. Ripple's recent $500 million fundraising at a $40 billion valuation and the XRP Ledger's smart-contract advancements offer long-term optimism, but near-term momentum remains uncertain according to recent analysis. This divergence between structural support and weakening on-chain activity has left investors divided, with some forecasting a year-end push to $3 and others warning of a slide toward $1.

Amid XRP's uncertainty, Digitap (TAP) has emerged as a contender for attention, particularly during the Black Friday season. The platform's omnibank model, which integrates fiat accounts, crypto wallets, and tap-to-pay Visa cards, positions it as a real-world utility token. By routing payments across the cheapest available chains and offering instant staking yields, Digitap aims to bridge traditional and crypto finance without KYC delays. Verified smart contracts (Coinsult/SOLIDProof) further bolster its appeal, drawing comparisons to XRP's settlement-focused use case.

Digitap's presale has gained traction, with 92% of its allocation sold out at $0.0326 per token. The "96 Hours of Madness" promotion, offering hourly discounts and bonuses, has generated $2.2 million in revenue, with 132 million tokens sold. Investors view the scarcity-driven event, combined with Digitap's live app functionality, as a compelling alternative to XRP's speculative narrative. The platform's tap-to-pay cards and multi-chain settlement engine address everyday spending, a gap XRP has yet to fill despite its institutional adoption.

Comparing XRP and Digitap, the former's ETF-driven hype clashes with a 50% drop in payments and whale selling, while the latter's utility-driven traction is reinforced by a functioning product and presale urgency. XRP's technical setup hinges on reclaiming $2.22, whereas Digitap's appeal lies in its immediate usability and scarcity-based incentives. With XRP's macro trajectory still unresolved and Digitap's presale offering tangible rewards, the next 72 hours may determine which token captures more bullish momentum.