XRP News Today: XRP Surges 10% to $3.23 as Top Trader Signals Retirement Pump

In a significant development for the XRP community, top trader Cobb made a striking announcement on X, stating, “What the f* It’s time to prepare for the retirement pump.” This declaration came as XRP was trading at $3.1352, having surpassed the psychological $3 barrier. As of the latest reports, XRP has continued its upward trajectory, reaching $3.23.

Cobb’s message, known for his timely insights and sharp market instincts, was more than just hype; it was a calculated signal. The phrase “retirement pump” suggests a potential breakout strong enough to reward long-term holders in a transformative way. This surge follows an earlier moment in the year when XRP briefly reclaimed the $3 level before pulling back. The current rally, however, appears more sustainable, supported by improved technical strength and stronger macro fundamentals.

Several factors are driving XRP’s bullish momentum. Technically, the token has cleared key resistance zones and is holding above the $3 mark with increasing volume and trader conviction. Whale activity and accumulation have intensified, while total wallet addresses recently soared past 7.19 million, marking an all-time high and indicating growing retail and institutional participation.

On the fundamentals side, Ripple’s ongoing expansion is reinforcing investor confidence. The successful launch of its stablecoin, RLUSD, and the operational go-live of Ripple Payments Europe SA in Luxembourg have amplified its global footprint. Meanwhile, the recent launch of the UXRP ETF adds another layer of legitimacy and exposure, opening XRP to traditional markets and institutional capital.

While the broader crypto market shows steady recovery, XRP is currently outperforming many major assets. Bitcoin is holding above $118,500, while Ethereum trades at $3,427.50. XRP, with its nearly 10% gain in the last 24 hours, stands out not just for its price movement but for the strength and structure of its breakout. Market analysts now believe that if XRP maintains support above the $3.10–$3.20 range, the next leg up toward $3.50–$3.60 is well within reach. Some are even projecting a run toward the $4 mark, should institutional demand and trading volume continue to build.

Cobb’s call may have captured the raw emotion of the moment, but the data backs it up. XRP is not just pumping; it’s showing signs of a sustained breakout, supported by legal clarity, growing adoption, and expanding infrastructure. For long-time holders and new entrants alike, this could be a defining moment. Whether or not this truly is the “retirement pump,” one thing is clear: XRP is finally moving with force, and the market is watching.