XRP News Today: XRP's Regulatory Leap and Institutional Push Fuel September Surge

XRP's price trajectory is increasingly capturing attention in the cryptocurrency market, with a combination of historical performance, regulatory developments, and institutional advancements shaping the narrative. Historical data suggests a bullish outlook for the asset in September, with an average monthly return of 13.8% recorded in this period over the past four years. Notably, the altcoin has seen three consecutive positive Septembers, including a 46.2% gain in 2022 and a near 8% increase in 2023. This month, XRP has already gained nearly 3%, reinforcing expectations of continued positive momentum [1].

The recent market optimism is further supported by macroeconomic catalysts. A 25 basis points rate cut by the U.S. Federal Reserve at the September 17 FOMC meeting is widely anticipated, with a 99.7% probability according to CME FedWatch data. Such a move is seen as favorable for altcoins like XRP, as it could drive increased risk-on sentiment and liquidity into the crypto space. Additionally, the potential approval of XRP ETFs by the U.S. Securities and Exchange Commission (SEC) in October is expected to attract new capital inflows, reinforcing the asset's forward-looking appeal [1].

Technical analysis from market observers also points to a potential breakout. In an X post, crypto analyst Egrag Crypto suggested that XRP could rally to $3.40, a level that could serve as a critical catalyst for further gains. Should the altcoin close above $3.077, the likelihood of testing the $3.40 level increases significantly. Egrag also noted that a successful breach of $3.40 could lead to a more than 200% price rise, potentially pushing the price toward $6.12 by month’s end. Key price levels, including the $3.077–$3.13 range, are highlighted as pivotal for volume-driven moves [1].

Beyond price action, the XRP Ledger is undergoing structural improvements. The Credentials amendment, activated on September 4, 2025, introduced on-chain compliance tools to enhance Know Your Customer (KYC) and Anti-Money Laundering (AML) functionalities. This development marks a significant step toward institutional adoption, enabling the ledger to handle compliance checks directly without external systems. The amendment added new transaction types—CredentialCreate, CredentialAccept, and CredentialDelete—while also updating existing ones and introducing new fields to support decentralized identity management [2].

In parallel, Ripple’s RLUSD stablecoin has regained its position among the top 100 cryptocurrencies by market capitalization, trading near its $1 peg at $0.9998. Institutional initiatives, including a $30 million XRP yield program launched by Nasdaq-listed VivoPower in partnership with Doppler Finance, are expanding the XRP ecosystem. These programs aim to reinvest returns into reserves, creating a cycle of growth and reinforcing institutional interest in Ripple’s network. Additionally, the South Korean XRP community, which holds approximately 20% of the circulating supply, is viewed as a key driver of future demand [2].

The broader market is also watching closely as XRP’s price remains near $2.85, having recovered from a recent dip to $2.69. Year-to-date, XRP has surged 400%, outpacing Bitcoin and Ethereum, which have gained 88% and 73%, respectively. Traders have identified resistance levels at $3.09, $3.38, and $3.66, with support near $2.48. Analysts remain cautious, however, noting that the outcome of XRP’s price movement will depend on broader market conditions, including macroeconomic trends and institutional adoption [2].

Source:

[1] Average Monthly Returns Says XRP Price Could Fly High (https://www.mitrade.com/au/insights/news/live-news/article-3-1095871-20250904)

[2] Ripple News: XRP Ledger Eyes Major Amendment (https://themarketperiodical.com/2025/09/04/ripple-news-xrp-ledger-eyes-major-amendment-rlusd-renters-top-100-as-xrp-price-nears-3/)