XRP News Today: XRP Price Prediction Reaches $20 by 2025 Amid ETF Discussions RTX Challenges XRP with $19 Trillion Payments Market Target

XRP, the cryptocurrency, has once again captured the attention of the market with its price prediction reaching $20 in July 2025. This resurgence is fueled by renewed market momentum and discussions around Exchange-Traded Funds (ETFs). XRP's appeal lies in its low fees and swift settlement times, making it a strong contender for cross-border payments. Currently, XRP is trading at $3.44 with a market capitalization of $204.29 billion, despite a 1.98% drop in the last 24 hours. The overall sentiment remains bullish, with many traders viewing the recent drop as a consolidation phase before a significant breakout.

However, XRP's dominance in the cross-border payments sector may be challenged by Remittix (RTX), a DeFi token gaining traction for its real-world utility. RTX is targeting the $19 trillion global payments market, offering direct bank-to-crypto payments across over 30 countries. This positions RTX as a strong competitor to XRP, especially for those seeking the next big cryptocurrency with substantial growth potential. RTX's presale has already raised over $16 million, with more than 549 million tokens sold. Its scheduled wallet launch in Q3 2025 will facilitate real-time FX conversions, benefiting freelancers, remote workers, and small enterprises.

RTX is currently trading at $0.0811, with a 50% bonus available for first-time buyers. This presents a compelling entry point for investors interested in a project with ongoing infrastructure development and real-world momentum. RTX's global reach, substantial capital raised, and upcoming wallet launch contribute to its growing traction. Additionally, RTX offers real crypto staking potential and low gas fees, positioning it as one of the top cryptocurrencies under $1 with significant long-term potential.

In conclusion, while XRP remains a cornerstone of many institutional portfolios due to ETF mania, investors seeking early-stage crypto trades and growth altcoins should closely monitor RTX. RTX's genuine utility, strong token model, and successful presale make it a formidable contender in the cross-border crypto payments sector. As the market evolves, RTX could emerge as the next big altcoin, potentially surpassing XRP in real-world application and investor interest.