XRP News Today: XRP Eyes $5.50 by 2026 as Spot ETF Approval Odds Hit 98% and Institutional Inflows Surge

XRP is drawing increasing attention in the cryptocurrency market amid speculation surrounding the potential approval of a spot ETF. According to analysts, including Bloomberg Intelligence’s Eric Balchunas, the likelihood of a spot ETF receiving regulatory approval is estimated at 95% by 2026, with some forecasts raising this to 98% [1]. Such an approval could attract up to $5 billion in institutional capital into XRP, significantly boosting its market presence [1].

Recent price action shows XRP trading near $3.2, with a minor 0.3% decline on the day. Analysts suggest that maintaining a level above $3.1 is critical for continued upward momentum [1]. Some price targets project XRP reaching $3.70–$5.50 by 2026, and certain forecasts suggest a $4–$5 range by the end of this year [2]. These optimistic projections are supported by the removal of the SEC’s “Bad Actor” label, which has enabled XRP to re-enter private fundraising under Regulation D [4]. Longer-term forecasts, albeit speculative, suggest a potential rise to $20 by 2030, contingent on regulatory developments and on-chain adoption [1].

The growing utility of XRP is also being highlighted, particularly with platforms like Remittix utilizing the token for cross-border transactions. This has led to increased on-chain activity and reinforced the case for XRP’s real-world application beyond speculation [3]. Technically, XRP’s MVRV metric has formed a “golden cross,” a bullish indicator historically associated with further price appreciation [5]. Additionally, futures-based ETFs for XRP and Solana have seen over $1 billion in inflows, indicating strong interest from both institutional and retail investors [6].

Despite these positives, analysts caution that regulatory clarity and sustained adoption remain key uncertainties. While XRP has made legal progress, the broader cryptocurrency market faces challenges such as competition and volatility. Long-term success will depend on continued adoption, regulatory stability, and XRP’s ability to remain relevant in a rapidly evolving industry [4].

XRP’s recent price surge to $3.30 has generated optimism, but a failure to break past the $3.30 level led to short-term profit-taking. Maintaining the $3.1 support level is seen as essential for further growth. The overall market, including Bitcoin, is under scrutiny for signs of correction, with analysts noting Bitcoin’s recent dip below $119,000 as a potential indicator of broader altcoin market adjustments [1].

As the crypto market watches for regulatory developments and ETF approval, XRP’s position as a top contender is bolstered by both speculative and utility-driven factors. Institutional interest is growing, and continued progress on the regulatory front could serve as a major catalyst for the token’s next phase of growth.

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Source: [1] [XRP News Today: XRP Surges 28% Post Court Win, Eyes $5.05 in 2026](https://www.ainvest.com/news/xrp-news-today-xrp-surges-28-post-court-win-eyes-5-05-2026-2508/)

[2] [XRP Price Prediction: XRP Eyes $3.70 After $3.30 Surge – Is the $5 Target Now in Play?](https://m.economictimes.com/news/international/us/xrp-price-prediction-xrp-eyes-3-70-after-3-30-surge-is-the-5-target-now-in-play/articleshow/123237428.cms)

[3] [XRP Eyes $4 as Remittix Gains Traction with Real-World Utility](https://www.ainvest.com/news/xrp-news-today-xrp-eyes-4-remittix-gains-traction-real-world-utility-2508/)

[4] [XRP Eyes $5 Milestone After SEC Deal, But Analysts Urge Prudence on Ripple's Long-Term Outlook](https://uk.advfn.com/newspaper/azeez-mustapha/81606/xrp-eyes-5-milestone-after-sec-deal-but-analysts-urge-prudence-on-ripple-s-long-term-outlook)

[5] [XRP Price Prediction: Analyst 6 Play Whales Accumulate, BlackRock XRP ETF Rejection](https://coingape.com/markets/xrp-price-prediction-analyst-6-play-whales-accumulate-blackrock-xrp-etf-rejection/)

[6] [Futures-Based Sol and XRP ETFs Surpass $1B Inflows as Spot ETF Hopes Grow in October](https://coingape.com/futures-based-sol-and-xrp-etfs-surpass-1b-inflows-as-spot-etf-hopes-grow-october/)