XRP News Today: XRP ETFs Soar with $587M Inflows, Yet Price Stumbles Amid Market Volatility

XRP, the digital asset issued by Ripple, has experienced a volatile trading week amid the rapid rollout of exchange-traded funds (ETFs) and shifting market dynamics. On November 21, 2025, the token's price fell to $1.85, marking a 18% decline in the broader crypto market cap and losses for long-term holders. However, the launch of multiple spot XRP ETFs-including Bitwise's XRP ETF, Grayscale's GXRP, and Franklin Templeton's XRPZ-has injected nearly $587 million in cumulative inflows since late October, outpacing similar products for Solana and signaling growing institutional adoption.

The ETF frenzy, which includes products from 21Shares, Canary Capital, and others, has created new on-ramps for both retail and institutional investors. Bitwise's XRP ETF, for instance, generated $105 million in early inflows and $22 million in trading volume within hours of its November 20 launch. Meanwhile, Franklin Templeton's XRPZ, which debuted at 0.19% expense ratio with fees waived for the first $5 billion in assets, has drawn comparisons to a "zero-cost carry trade" for institutional allocators. These developments follow regulatory clarity after the SEC's August 2025 settlement with Ripple, which ruled secondary XRP sales are not securities.

Despite robust ETF demand, XRP's price performance has lagged. The token's recent dip below $2.00 was driven by whale activity, with reports indicating 200–480 million XRP sold within 48 hours of ETF launches. Analysts attribute this to market fragility during crypto-wide sell-offs, as leveraged traders liquidated positions across altcoins like Ethereum and Solana. On-chain data also reveals 41.5% of XRP's circulating supply remains in loss, a structural risk for sustained price recovery.

Technical indicators offer mixed signals. XRP's retest of the $2.00 level-a former resistance during the 2021 bull run-has drawn comparisons to historical patterns. Analyst Steph Is Crypto noted Gaussian channel breakouts and 42-day corrections mirror 2017 conditions, hinting at potential for a "massive" upward move. However, short-term risks persist: liquidation hotspots near $1.81 and a weak MVRV ratio (indicating unprofitable long-term holders) underscore volatility.

Market participants remain split on XRP's trajectory. While some predict a rebound to $2.35–$2.60 if buying momentum sustains, others caution against over-reliance on past cycles. "ETF inflows create a non-price-sensitive demand sink," noted on-chain analyst Glassnode, referring to funds absorbing $50–100 million daily in legacy supply. Yet, the token's 17% decline over 30 days highlights the challenge of converting institutional interest into price action.

With four major ETFs now live and daily inflows normalizing at $40–60 million, the XRP complex is on track to surpass $1.5 billion in assets under management by year-end. If fee waivers from Franklin Templeton and Grayscale attract further institutional capital, projections of $2 billion in AUM before 2025 closes are gaining traction. For now, traders will watch the $2.40 resistance level-a key threshold for confirming bullish momentum.