XRP News Today: XRP ETFs Attract $4B Inflows as Price Dives: Market Recalibrates Post-Rally

Ripple's XRP continues to face pressure against both Bitcoin and the U.S. dollar, despite a surge in ETF inflows and regulatory milestones that signal growing institutional interest in the asset. XRP ETFs such as XRPI and XRPR have seen sharp declines, with XRPI falling 8.09% to $12.05 and XRPR dropping 8.27% to $16.85, as traders navigate a correction phase following record inflows exceeding $128 million across the sector in just four days. The synchronized decline highlights the market's recalibration after a speculative rally, with XRP-USD trading near $2.18, down 6.09% from recent highs according to market data.

The catalyst for XRP's ETF-driven expansion has been Canary Capital's XRPC ETF, which generated $58.5 million in trading volume on its first day and $128 million across its first four sessions, surpassing early performance from Solana's debut ETF. Bloomberg strategists noted XRPC's $26 million in first-30-minute trading as one of the strongest openings for a digital asset fund in 2025. However, this liquidity surge coincided with a 7% drop in XRP-USD, underscoring the tension between speculative rotations and accumulation-driven demand.

The XRP ETF ecosystem is rapidly expanding, with nine additional launches expected across U.S. exchanges to attract $4 billion to $8 billion in first-year inflows. Major players like Bitwise, 21Shares, CoinShares, and Franklin Templeton are introducing XRP-linked products, including Franklin Templeton's EZRP on the CBOE and Bitwise's institutional-grade XRP ETF. The Amplify XRPM Option Income ETF, offering a 36% annualized option premium through covered call strategies, has also drawn interest from institutional yield-seekers.

Regulatory clarity has further bolstered confidence. The SEC's approval of 21Shares' XRP ETF and Franklin Templeton's XRP Trust confirms the agency's acceptance of XRP custody and liquidity standards. This follows the SEC's recent greenlight of Bitwise's XRP ETF and the Bitwise 10 Crypto Index ETF, which allocates 4.97% to XRP. These approvals mark a shift toward broader, regulated crypto exposure, with XRP now treated as a commodity-like asset in U.S. markets.

Technically, XRP-USD remains above the critical $2.00 psychological level, trading in a descending channel with interim resistance at $2.33–$2.52 and support near $2.09–$2.07 according to technical analysis. On-chain data reveals whale activity, including a $95 million XRP transfer to Binance, and a 3.2% monthly increase in wallets holding over 10M XRP. Meanwhile, ETF liquidity tracking shows XRPC and XRPI accounting for over 70% of XRP-linked trading activity, with cumulative turnover exceeding $400 million since launch.

Market sentiment remains mixed. While Bitcoin's recent retracement from $115,000 to $94,000 has dampened short-term optimism, XRP's 3.5% positive correlation divergence from the altcoin index suggests sector resilience. Analysts project that sustained ETF inflows - particularly from Franklin Templeton's and Bitwise's upcoming launches - could drive XRP-USD toward $2.50 by late 2025. Long-term models anticipate XRP-USD reaching $2.90–$3.25 by end-December and $6–$7 in 2026 if ETF AUM exceeds $8 billion.

The XRP ETF complex, now spanning over a dozen products, has transformed the asset into an institutional-grade exposure vehicle. With aggregate AUM surpassing $500 million in two weeks, Ripple's token has transitioned from speculative altcoin to a cornerstone of regulated crypto investing.