XRP News Today: XRP ETF Approval Could Supercharge Institutional Crypto Adoption

Institutions are quietly building exposure to XRP as the market anticipates the approval of spot XRP exchange-traded funds. Analysts suggest that demand for such products could be substantial, with estimates of potential inflows ranging from $5 billion within the first month to as much as $8 billion over the first year of trading [1]. These forecasts come as the U.S. Securities and Exchange Commission (SEC) reviews a dozen XRP ETF applications, with the odds of approval rising to 87% on prediction market platform Polymarket [1].

The potential approval of XRP ETFs is seen as a pivotal moment for institutional access to the cryptocurrency. Unlike direct investment in XRP, ETFs would allow investors to gain exposure without the complexities of custodying digital assets [2]. Nate Geraci, co-founder of the ETF Institute, has emphasized the underestimated potential of XRP ETFs, suggesting the market is unprepared for the level of investor interest similar to what was seen with Bitcoin and Ethereum ETFs [1].

Recent market movements have reflected a shift in investor sentiment. Following a period of significant selling by large XRP holders, or "whales," the trend has reversed in recent weeks. Data from Santiment indicates that whales have repurchased approximately 350 million XRP coins, valued at around $984 million [1]. This accumulation activity suggests growing confidence among key market participants.

Monex Group, a major player in the global financial services industry, has taken a strategic step by increasing its stake in Canadian digital asset manager 3iQ Digital Holdings to 97.8%. This move aligns with Monex's broader strategy to expand its institutional crypto asset business and leverage innovative investment products such as staking ETFs and tokenized assets [3]. 3iQ's XRP ETF, listed on the Toronto Stock Exchange, is part of its suite of offerings designed to meet the needs of institutional investors seeking regulated exposure to digital assets [4].

The implications of XRP ETF approval could extend beyond inflow potential and price movements. Analysts speculate that such a development could significantly enhance the legitimacy of XRP in mainstream financial markets, increasing its adoption among hedge funds, retirement accounts, and large-scale institutions. Artificial intelligence models have projected a range of outcomes for XRP's price, from a conservative estimate of $4–$5 to more bullish scenarios where the price could surpass $10 or even reach $15 under certain favorable conditions [2]. These projections, however, are speculative and hinge on factors such as the broader market environment and investor sentiment.

Source: [1] XRP ETF approval seen to unlock $5bn bonanza, but 'people ... (https://finance.yahoo.com/news/xrp-etf-approval-seen-unlock-121250497.html) [2] How High Will XRP's Price Go if All Ripple ETFs Are ... (https://cryptopotato.com/how-high-will-xrps-price-go-if-all-ripple-etfs-are-approved-in-2025-3-ais-give-big-predictions/) [3] Monex boosts its stake in Canadian digital asset manager ... (https://crypto.news/monex-boosts-its-stake-in-canadian-digital-asset-manager-3iq/) [4] Monex acquires additional shares in 3iQ Digital Holdings (https://fxnewsgroup.com/forex-news/retail-forex/monex-acquires-additional-shares-in-3iq-digital-holdings/)