XRP News Today: Xpfinance's $XPF Presale Launches May 8, 2025, 16:00 UTC, 10% Sold in 48 Hours

XRP is experiencing a resurgence following recent market fluctuations, driven by Ripple's strategic partnerships and initiatives. The company's collaboration with Chipper Cash, a reported $10 billion offer for USDC issuer Circle, and rumors of an XRP ETF have all contributed to this positive momentum. Additionally, Ripple's $25 million pledge to U.S. schools indicates an influx of fresh capital into the XRP Ledger (XRPL), which is expected to seek yield opportunities.

Xpfinance, a platform positioning itself as a destination for earning yield on the XRPL, is launching a limited-time presale for its utility token, $XPF, on 8 May 2025 at 16:00 UTC. This token powers the first fully non-custodial lending and borrowing protocol on the XRPL. Researchers anticipate that 10% of the 60 million presale allocation could be sold within the first 48 hours, citing early whale activity and a rapidly growing community. Over 150 members have already joined Xpfinance’s Telegram group in anticipation of the presale.

Xpfinance offers several compelling reasons for investors to participate in the $XPF presale. As the first DeFi lending platform on the XRPL, it provides a first-mover advantage with on-chain execution of loans, repayments, and liquidations, eliminating the risks associated with centralized "earn" platforms. Holders who stake $XPF receive a share of protocol fees paid directly in XRP, benefit from lower borrowing rates, and can influence the platform's roadmap through on-chain votes. The token is hard-capped at 200 million, with 30% (60 million) available during the presale. The remaining tokens are allocated to community incentives, liquidity, and team vesting, ensuring no surprise minting in the future.

Following the presale, $XPF will be listed on Magnetic and XP Market at a target price approximately 30% higher than the presale level, providing early buyers with instant upside and deep liquidity. Historical data from DeFi markets suggests that the first lending platform on a chain tends to capture a significant portion of the total value locked (TVL), making early participation advantageous. Analysts forecast that the first 6 million tokens (10% of the hard cap) could be subscribed within two days, potentially leading to higher prices on the open market for those who hesitate.

Participating in the Xpfinance presale is a straightforward process. Investors can buy XRP on leading exchanges, transfer it to a self-custody XRPL wallet, and contribute to the presale at 16:00 UTC on the official presale portal. Setting an $XPF trustline will allow tokens to airdrop automatically to the investor's wallet upon the sale's conclusion. This process requires no complex KYC procedures, ensuring a seamless on-chain contribution at the best possible price.

As Ripple continues to attract institutional interest through potential ETFs and global payment solutions, a native, trust-minimized money market becomes essential infrastructure. Xpfinance is poised to capture this demand, and the presale offers a unique opportunity to enter the market below listing levels. Investors are encouraged to follow Xpfinance on social media platforms and set reminders for the presale launch. If analyst projections are accurate, the presale window could close more quickly than anticipated.