XRP News Today: StellarExpert Claims XRP USDC Rollout Lacks Substance

The rollout of USDC on the XRP Ledger has sparked a renewed debate among digital payments enthusiasts. While supporters of XRP view this as a boost to on-chain liquidity, a prominent voice within the Stellar community claims that the move lacks depth and substance.

In a detailed thread on X, the account StellarExpert compared the XRP USDC narrative with Stellar's existing infrastructure, suggesting that the real traction is already on XLM. The thread offers a direct contrast between the two networks, arguing that XRP's latest stablecoin push is more of a narrative shift than a platform improvement, especially when measured against Stellar's current integration metrics.

According to StellarExpert, Stellar has supported native USDC since 2021, maintaining over 1.5 million trustlines and serving thousands of wallets actively using the token. The network also powers payment rails for businesses and merchants across Africa, Asia, and Latin America.

In contrast, the XRP RLUSD token has yet to cross 50,000 trustlines. The tweet points to low transaction velocity and limited usage, implying that the token has struggled to gain organic traction. This gap in usage supports the claim that XRP's stablecoin integration may not provide the outcomes users expect.

The thread lists a number of tools that are currently available on Stellar in addition to usage statistics. Among these are Soroban smart contracts, tokenized asset support from asset managers like WisdomTree and Franklin Templeton, and practical implementation in humanitarian corridors through collaborations with agencies. The author uses this list to argue that Stellar's infrastructure is live and institution-ready. Meanwhile, XRP's recent efforts to adopt USDC are framed as reactive, particularly following underwhelming results from the RLUSD launch.

The final post in the thread draws a firm conclusion: “USDC on XRP is just a narrative. USDC on Stellar is infrastructure.” The messaging encourages observers to examine on-chain metrics, wallet adoption, and platform integrations when evaluating blockchain viability. The thread ends with a call to action for users to “follow the trustlines” and focus on real usage, positioning Stellar as the current leader in digital dollar deployment across public blockchains.