XRP News Today: SEC's ETF Nod Could Cement XRP's Role in Global Payments

The U.S. Securities and Exchange Commission (SEC)'s impending decision on XRP ETF applications has intensified speculation about the cryptocurrency's potential price surge. Analysts estimate that a spot XRP ETF approval could trigger $5–$11.7 billion in inflows within the first month, dwarfing early Bitcoin ETF inflows and creating a "supply shock" due to limited available tokens on exchanges. Coinbase's XRP inventory, for instance, has plummeted nearly 90% in recent months, underscoring constrained liquidityXRP Price Prediction After October 2025 ETF Approvals^[1]. Jake Claver, a market analyst, notes that institutional buyers may need to pay significantly higher prices to incentivize long-term retail holders to sell, with many XRP investors reluctant to part with tokens unless prices reach $10 or aboveXRP Price Prediction After October 2025 ETF Approvals^[1].

Price forecasts from analysts like Egrag Crypto and Jaydee_757 project XRP could rally to $20–$27 by late 2025, driven by ETF demand and broader adoption. CoinPedia's analysis aligns with this, forecasting a target range of $12.23–$22.20 if inflows meet $5.85–$11.7 billion. A $25 price tag would imply a $1.47 trillion market cap, a figure analysts describe as "massive but not impossible" given XRP's role in cross-border payments and RippleNet's 80% share of Japanese bank transfersXRP ETF Approval Odds Go Parabolic, Analysts Forecast XRP Price Surge to $25^[2]. Technical indicators also support optimism, with XRP breaking out of a falling wedge pattern and RSI suggesting a near-term target of $2.65–$3.40XRP ETF Approval Odds Go Parabolic, Analysts Forecast XRP Price Surge to $25^[2].

The regulatory landscape has shifted dramatically in 2025. The SEC's March 2025 settlement with Ripple-ending a prolonged lawsuit-provided clarity on XRP's status, while the CME Group's May 2025 XRP futures ETF launch demonstrated institutional interest. Approval odds for spot XRP ETFs have surged to 98% on Polymarket, up from 68% in April, fueled by filings from Bitwise, Grayscale, and Franklin TempletonXRP ETF Approval Odds Go Parabolic, Analysts Forecast XRP Price Surge to $25^[2]. However, risks remain, including potential delays in approvals and a 90% post-peak crash scenario warned by Jaydee_757, who draws parallels to the 2021 bear marketXRP Price Will Hit $25 If ETF Approved, Then Crash 90%^[3].

Beyond ETFs, Ripple's partnerships with banks, stablecoin projects, and central bank digital currency (CBDC) pilots are amplifying XRP's utility. Countries like Palau, Montenegro, and Brazil are testing XRP-based digital currencies, while corporate treasury allocations-such as Webus International's $300 million XRP reserve-highlight growing institutional confidenceXRP Price Prediction After October 2025 ETF Approvals^[1]. These developments, combined with ETF-driven demand, could create a "FOMO" (fear of missing out) dynamic among both retail and institutional investorsXRP Price Prediction After October 2025 ETF Approvals^[1].

Despite bullish forecasts, market participants caution against overoptimism. Volume has declined 14%, and the Chaikin Money Flow (CMF) indicator signals weakness. Analysts emphasize that XRP's success hinges on sustained execution of Ripple's ecosystem expansion and regulatory clarity. While the $25 price target represents a potential inflection point, the path to adoption remains contingent on balancing speculative enthusiasm with real-world utilityXRP ETF Approval Odds Go Parabolic, Analysts Forecast XRP Price Surge to $25^[2].