XRP News Today: SEC Delays XRP ETF Rulings to October 2025 Spurring Market Speculation

The U.S. Securities and Exchange Commission (SEC) has delayed its decisions on several proposed XRP exchange-traded products, including the 21Shares Core XRP ETF, the CoinShares XRP ETF, and the Grayscale XRP Trust, pushing the rulings to late October 2025 [1]. This regulatory update has recentered attention on Ripple and its native token, XRP, with analysts suggesting it could trigger renewed buying interest ahead of the key decision window. According to Zach Rector, a market commentator cited in TheCryptoBasic, the extended timeline may create a sustained period of upward price pressure as traders build strategies around the expected regulatory clarity [1].

Rector’s analysis draws parallels to the Bitcoin spot ETF approval process, where excitement in the weeks leading up to the decision helped push prices higher before a temporary dip occurred on the day of the announcement [1]. He argues that XRP could follow a similar pattern if spot ETFs gain traction after launch, with potential inflows stabilizing and even elevating the token’s price. The uncertainty surrounding the final SEC decision appears to be a double-edged sword—while it keeps volatility alive, it also offers traders a clear timeline to plan around [1].

In addition to the ETF-related developments, Ripple submitted a national banking charter application in July 2025, which is under review by the Office of the Comptroller of the Currency (OCC). The review is expected to conclude in late October, aligning with the SEC’s decision window [1]. This overlapping regulatory timeline is seen as a rare and significant catalyst for both Ripple and XRP, potentially shifting broader market perceptions of the asset. Steven McClurg, CEO of Canary Capital, has projected that XRP ETFs could attract around $5 billion in their first month of trading, while JPMorgan analysts estimate inflows between $3 and $8 billion in the first year [1].

Analysts point to XRP’s real-world utility in cross-border payments as a factor that may help it weather market volatility better than purely speculative assets [1]. XRP functions as a bridge asset in Ripple’s payment network, enabling fast and cost-effective value transfers. A clearer regulatory environment could amplify the token’s appeal, particularly as institutional investors look for assets with both functional use and regulatory clarity. Rector notes that the setup mirrors earlier breakout scenarios on other blockchain networks, where increased utility aligned with a more favorable rulebook [1].

The extended regulatory timeline has also influenced market sentiment, with traders viewing current price levels as potential entry points. XRP has traded near $3.06, having experienced a 1.33% decline from the previous day [5]. However, figures like Coach JV, a vocal XRP advocate, argue that prices under $3 offer a favorable opportunity for long-term investors [10]. The market’s response to the SEC’s decision has been mixed—while some investors have seen a return to bearish sentiment following Bitcoin’s recent price dips, others remain optimistic about XRP’s potential for a significant price run [10].

Looking ahead, the coming months will be crucial in determining whether XRP follows a similar trajectory to Bitcoin during its ETF rollout or charts its own course. With both the SEC and OCC expected to make key rulings in late October 2025, the market is closely watching for signs of institutional adoption and regulatory clarity [1]. If XRP ETFs begin trading and see strong demand, the asset could see sustained inflows that push it into double-digit territory [1].

Source:

[1] TheCryptoBasic, https://captainaltcoin.com/this-sec-update-could-send-xrp-price-soaring/

[5] Binance, https://www.binance.com/en/square/post/28516266758025

[10] TheCryptoBasic, https://thecryptobasic.com/2025/08/19/expert-says-xrp-under-3-is-a-massive-blessing-this-is-where-wealth-is-built/