XRP News Today: SEC Clarity Fuels XRP ETF Surge, $164M Inflows Signal Institutional Shift

XRP ETFs Have Ignited a $164 Million Inflow Firestorm, Reshaping Institutional Demand

The XRP market is experiencing an unprecedented surge in institutional demand, driven by the explosive growth of spot XRP exchange-traded funds (ETFs). Recent data reveals daily net inflows of $164 million and total ETF assets exceeding $628 million, marking a seismic shift in how institutional investors are allocating capital to the cryptocurrency.

This momentum has been fueled by the rapid approval and launch of XRP ETFs from major firms including Bitwise, Grayscale, Franklin Templeton, and Canary Capital, which have collectively drawn $586.7 million in cumulative inflows since their debut.

The catalyst for this influx is rooted in regulatory clarity. Ripple's $125 million settlement with the U.S. Securities and Exchange Commission (SEC) in May 2025 removed long-standing legal uncertainties, enabling institutional players to engage with XRP through regulated vehicles.

Franklin Templeton's XRPZ and Grayscale's GXRP, which launched on November 24, 2025, alone generated $164 million in net inflows on their first day, with Grayscale reporting $67.36 million and Franklin Templeton securing $62.59 million according to data.

Bitwise's XRP ETF, which debuted earlier in November, added $107 million in day-one inflows, nearly doubling the previous record set by its Solana ETF according to reports.

The ETF structure itself is amplifying demand. Physically backed designs require issuers to purchase XRP during creation cycles, directly reducing available supply and intensifying market pressure. This mechanism has been compounded by competitive fee structures, such as Grayscale's zero-fee introductory period for its GXRP ETF, and aggressive marketing campaigns by issuers targeting institutional and retail investors.

Analysts note that the speed of adoption—exceeding expectations for comparable crypto ETFs—reflects a broader "FOMO" (fear of missing out) among institutional investors, who are now racing to secure exposure to XRP's growing utility in global settlement infrastructure according to analysis.

Market dynamics are already shifting. XRP's price has surged 8–10% in recent days, trading at $2.27 as of November 25, 2025, supported by improved liquidity and increased trading volumes. The influx of capital has also deepened market depth, attracting quantitative funds and stabilizing price movements during buying cycles. However, experts caution that volatility remains high, with inflows expected to fluctuate in the short term as the market adjusts to this new influx of capital according to market analysis.

Looking ahead, analysts predict a potential acceleration in ETF-driven demand. Crypto analyst Chad Steingraber has projected that XRP ETFs could see billion-dollar inflow days within months, mirroring the trajectory of Bitcoin ETFs. With 12 active XRP ETFs and more in the pipeline—including 21Shares' upcoming offering—market participants are speculating that sustained inflows could absorb over 2.2 billion XRP in under a week according to market forecasts.