XRP News Today: Rising "XRP 2.0" Rivals Test XRP's Institutional Adoption Hype

The XRP ecosystem has seen significant institutional adoption, with global firms amassing over $11 billion in XRP holdings, according to a Coinpedia report. Despite this growth, the likelihood of XRP reaching $5 by 2025 has waned amid slowing price momentum and waning retail interest. Analysts attribute this shift to reduced on-chain activity, bearish Open Interest (OI) trends, and rising competition from newer projects like Avalon X (AVLX) and Digitap (TAP), which are gaining traction as "XRP 2.0" alternatives, per a Timestabloid article and a Crypto.News deep dive.

XRP's price has consolidated between $2.40 and $2.50 since its October surge, failing to break through the $3.13 resistance level, as noted by Timestabloid. On-chain data reveals a 40% drop in futures OI to $4.46 billion, signaling reduced speculative positioning, according to an FXStreet report. Retail demand remains weak; the FXStreet piece notes that CoinGlass reported October's deleveraging event—which liquidated $19 billion in crypto assets—further dampened short-term bullish sentiment.

Technical indicators paint a mixed picture. While XRP clings to key support at $2.61, the Relative Strength Index (RSI) has dipped, reflecting easing bullish momentum, per FXStreet. Analysts like CryptosRus argue that the OI reset could set the stage for a rebound if fresh liquidity flows in, particularly with Evernorth's $1 billion XRP treasury initiative and anticipated SEC approval of spot XRP ETFs, as discussed in a NewsBTC analysis and an FXStreet forecast.

XRP's institutional adoption has accelerated, with companies like SBI Holdings (holding $10 billion in XRP) and Evernorth driving demand, according to another Coinpedia article. Ripple's stablecoin, RLUSD, has also gained traction, expanding its market cap to $789 million on the XRP Ledger (XRPL), as Coinpedia previously reported. Meanwhile, the XRPL's Real-World Asset (RWA) market cap surged 215% in Q3 2025 to $364.2 million, fueled by tokenized Treasuries and real estate projects, according to a Coinpaper report. This growth underscores XRPL's role as a bridge between traditional finance and blockchain, with features like native token issuance and compliance tools attracting institutional players.

Emerging projects like Avalon X and Digitap are challenging XRP's dominance in the payments space. Avalon X, a real estate-backed token, has raised $1 million in its presale and offers property-linked rewards and staking benefits, as covered by Timestabloid. Digitap, meanwhile, targets cross-border payments with a hybrid model combining fiat, stablecoins, and crypto, according to the Crypto.News deep dive. Analysts note that while XRP retains legacy advantages, these projects leverage innovation and community-driven growth to capture investor attention.

The SEC's recent settlement with Ripple and the approval of seven XRP ETF applications have bolstered long-term confidence, according to a TradingView report. The first U.S. spot XRP ETF, XRPR, has crossed $100 million in assets, with 40% held by institutional investors, and CME Group's XRP futures contracts have seen substantial notional volume, as noted by Coinpedia. However, these developments have yet to translate into a sustained price breakout, as XRP remains 27% below its 2025 high, per the Crypto.News piece.

While the path to $5 remains uncertain, some analysts remain optimistic. A DeepSeek AI model suggests XRP could reach $5 with favorable catalysts like ETF inflows or regulatory clarity, according to a TradingView feature. However, most experts emphasize that the current bearish OI environment and retail apathy pose significant hurdles. For XRP to rekindle its 2024 momentum, it will need to navigate macroeconomic shifts, including the Federal Reserve's rate decisions, and maintain its institutional appeal amid rising competition.

---