XRP News Today: Ripple's XRP Surges 16.45% as ProShares ETF Boosts Trading to $10.3B in 24 Hours

Ripple’s XRP has surged to $3.40, marking a 16.45% weekly gain for the July 15-21, 2025 period, driven by ETF speculation and institutional demand. The launch of the ProShares Ultra XRP ETF on July 18 amplified trading volume to $10.3 billion within 24 hours. Whale wallets holding over 1 million XRP tokens increased to 2,743, collectively controlling 47.32 billion tokens, reflecting strong accumulation. Regulatory developments, including the CLARITY Act and Ripple’s RLUSD stablecoin reaching a $500 million market cap, have further bolstered confidence. Technical indicators suggest a potential breakout above $3.19, with analysts projecting a target of $4-$5 by Q4 2025, though overbought conditions and Ripple’s 540 million XRP sell-off in July raise caution about short-term volatility [1].

Meanwhile, Mutuum Finance (MUTM), a decentralized lending platform, is emerging as a focal point for investors seeking high-growth opportunities. Priced at $0.03 during its presale, MUTM’s Phase 5 is 75% sold, with $13.4 million raised to date. Early investors who purchased at $0.01 in Phase 1 have seen returns triple, and analysts forecast a listing price of $0.06, potentially tripling holdings again. A projected $0.50 price tag within the next year could deliver a 50× return, surpassing typical gains in established cryptocurrencies. The platform combines Peer-to-Contract (P2C) and Peer-to-Peer (P2P) lending models, catering to both conservative and risk-tolerant investors. A decentralized stablecoin, issued via collateralized crypto assets, further strengthens its ecosystem, with governance-controlled interest rates to maintain stability [1].

Security and transparency are prioritized, with a 95/100 CertiK audit score and a Skynet rating of 78. A $50,000 USDT bug bounty program underscores the project’s commitment to risk mitigation. As XRP gains momentum, MUTM’s presale price is set to rise by 20% in the next phase, pushing the cost per token to $0.035. With a capped supply of 4 billion tokens and 14,200 holders, the project’s scarcity and growing demand position it as a potential outperformer in the DeFi space. However, the aggressive price projections remain speculative, and investors are advised to conduct independent research before committing capital [1].

The contrast between XRP’s institutional-driven growth and MUTM’s speculative potential highlights diverging strategies in the crypto market. While XRP benefits from regulatory clarity and cross-border payment adoption, MUTM’s presale-driven model relies on short-term capital flows and DeFi innovation. Both tokens reflect broader trends: XRP as a benchmark for established crypto assets and MUTM as a high-risk, high-reward play in the evolving decentralized finance landscape.

Source: [1] [Ripple Regain Attention: While XRP Reaches $3.40 with 16.45% Weekly Gains, One Hidden Gem Nearing $0.035 Could Deliver Far More] [https://blockonomi.com/ripple-regain-attention-while-xrp-reaches-3-40-with-16-45-weekly-gains-one-hidden-gem-nearing-0-035-could-deliver-far-more/]