XRP News Today: Ripple’s XRP Stands at a Regulatory Crossroads—Could ETF Approval Spark a $5 Rally?

Ripple and its native token XRP have gained significant attention in Germany, following their recent appearance on the country’s number one influential television channel. The spotlight on XRP has been fueled by a combination of regulatory developments and growing institutional interest, especially in the context of potential exchange-traded fund (ETF) approvals. Analysts and industry experts suggest that these factors could influence XRP’s price trajectory in the near term.

XRP, the digital asset powering Ripple’s cross-border payment solutions, recently reached a price of approximately $2.81, having previously hit a high of $3.65 following the U.S. Securities and Exchange Commission (SEC) dropping its appeal in a five-year legal battle with Ripple. This development, under the leadership of pro-crypto SEC chair Paul Atkins, has removed regulatory uncertainty and increased the likelihood of spot XRP ETFs being approved before the end of 2025. Bloomberg analysts have estimated a 95% probability of approval, citing favorable regulatory shifts and market demand as key drivers [1].

The broader market has also shown signs of increased confidence in XRP. Whale accumulation of 340 million XRP tokens has been observed in recent weeks, with key holders accumulating assets around the $2.70–$2.80 range. This activity is typically seen as a precursor to potential market rallies, reinforcing the narrative that XRP is attracting strategic institutional interest [1]. Technical indicators, such as the Relative Strength Index (RSI) and Moving Average Convergence Divergence (MACD), also suggest a potential breakout above $3.00 in the near term, with analysts forecasting price targets ranging from $3.50 to $5.00 by year-end [1].

In parallel, Ripple has continued to expand its cross-border payment solutions through strategic partnerships. The latest collaboration with Thunes, a global fintech firm, aims to enhance real-time payout capabilities in new markets and currencies. By leveraging Ripple’s blockchain-powered solutions, Thunes is expanding its reach across key markets and improving the efficiency of global money movement. Ripple’s enterprise customers now benefit from enhanced liquidity and compliance infrastructure, further solidifying XRP’s role in institutional finance [2].

The regulatory landscape for XRP has also seen recent clarification, with the SEC and CFTC jointly confirming that registered exchanges may list and trade XRP as a spot commodity without additional prohibitions. This move represents a shift in U.S. policy toward supporting blockchain innovation, particularly under the current administration. The increased clarity has allowed U.S. exchanges such as NASDAQ and CME to consider XRP listings, potentially unlocking broader liquidity and institutional adoption [3].

Looking ahead, October 18, 2025, marks a key deadline for the SEC’s decision on spot XRP ETFs. Analysts and traders in the XRP community are closely watching the date, as a green light could trigger a rally similar to Bitcoin’s 160% surge following the approval of its spot ETFs in 2024. Some experts project XRP could reach $5 by 2030 if momentum continues to build. However, there are also voices of caution, with some investors suggesting that XRP may face long-term challenges due to its centralized structure and reliance on regulatory outcomes [1].

In summary, XRP is navigating a pivotal period, with regulatory developments, institutional adoption, and market speculation converging to shape its near-term prospects. The potential approval of spot XRP ETFs and the continued expansion of Ripple’s global payment solutions could position the token for further growth, while also presenting risks tied to regulatory uncertainty and market volatility.

Source:

[1] XRP (Ripple) Plunged Below $3. Buy the Dip, or Run for... (https://www.nasdaq.com/articles/xrp-ripple-plunged-below-3-buy-dip-or-run-hills)

[2] Thunes and Ripple Expand Global Partnership to Transform Cross-Border Payments (https://www.prnewswire.com/news-releases/thunes-and-ripple-expand-global-partnership-to-transform-cross-border-payments-302543568.html)

[3] Ripple XRP Price Forecast: XRP-USD Holds $2.80 as ETF... (https://www.tradingnews.com/news/ripple-xrp-price-forecast-xrp-usd-stabilizes-at-2-80-usd)