XRP News Today: Ripple and SEC End 5-Year Legal Dispute XRP Surges 11%

The U.S. Securities and Exchange Commission (SEC) and Ripple have officially concluded their five-year legal dispute, with both parties filing a joint motion to dismiss their respective appeals. Ripple’s Chief Legal Officer confirmed that the company will now focus on expanding its business operations, signaling a strategic shift post-resolution [5]. The case, which had cast regulatory uncertainty over XRP’s status as a security, was effectively closed after a key 2023 ruling by Judge Analisa Torres clarified that public XRP sales are not securities [10].

Following the announcement, XRP experienced a notable price increase, surging over 11% within 24 hours and reaching a high of $3.27 [2]. Institutional trading volumes also saw a dramatic spike, rising by 208% to $12.4 billion, reflecting heightened confidence among major market participants [2]. Ripple shares confirmed the price move, noting that XRP had surged from $3.04 to $3.27 within hours of the news [4].

Analysts and AI models have responded with a range of price forecasts. Short-term projections, such as those from OpenAI’s ChatGPT and xAI’s Grok, suggest XRP could reach $5 by late 2025 or early 2026, driven by increased liquidity, institutional adoption, and a broader altcoin rally [5]. A price of $10 would require XRP’s market capitalization to rise to approximately $600 billion from its current $198 billion, with large-scale adoption of Ripple’s payment solutions being a key enabler [5]. Recent corporate developments, including the acquisition of Rail and a partnership with BNY Mellon, support this scenario [5].

For a $20 price target, the AI models suggest the XRP Ledger would need near-global adoption for cross-border settlements, competing directly with systems like SWIFT. Ripple CEO Brad Garlinghouse has previously projected that XRP could process 14% of SWIFT’s transaction volume within five years [5]. The likelihood of reaching $20 remains lower, with Grok estimating a 20–30% probability by 2030 [5].

The resolution of the SEC case has been widely interpreted as a positive development for the broader cryptocurrency market. SEC Chair Paul Atkins and Commissioner Hester Peirce acknowledged the closure of the case, marking a significant regulatory milestone [1]. The outcome aligns with a growing consensus that clear and consistent regulatory frameworks are essential for market confidence and innovation [8]. Ripple and its supporters view this as a win for transparency, while some market observers remain cautious about the SEC’s future actions and their potential impact on market stability [9].

The price action following the resolution has been supported by a strong technical backdrop, with XRP approaching key support levels and showing signs of continued upward momentum. The SEC’s confirmation that Ripple will no longer face ongoing legal action has also removed a major hurdle for XRP’s use in institutional trading [5]. Analysts have highlighted broader implications for token regulation and market maturity, suggesting that XRP’s case could serve as a precedent for similar regulatory disputes [11].

Despite the positive developments, it is important to distinguish between analyst forecasts and actual outcomes. While DeepSeek AI has projected XRP could trade between $3.50 and $5.00 by the end of 2025, these projections remain speculative and dependent on evolving market conditions [6]. The market will continue to be influenced by macroeconomic factors, regulatory developments, and investor sentiment beyond the legal resolution [8].

Source:

[1] SEC Chair Paul Atkins Reacts to Ripple vs SEC Says Chapter Closed - [https://coinpedia.org/news/breaking-sec-chair-paul-atkins-reacts-to-ripple-vs-sec-says-chapter-closed/](https://coinpedia.org/news/breaking-sec-chair-paul-atkins-reacts-to-ripple-vs-sec-says-chapter-closed/)

[2] XRP Rises 11% After SEC Dismisses Ripple Case - [https://www.ainvest.com/news/xrp-news-today-xrp-rises-11-sec-dismisses-ripple-case-spurring-12-4-billion-trading-surge-2508/](https://www.ainvest.com/news/xrp-news-today-xrp-rises-11-sec-dismisses-ripple-case-spurring-12-4-billion-trading-surge-2508/)

[4] Ripple Labs and SEC to End Legal Dispute... - [https://bloomingbit.io/en/feed/news/94679](https://bloomingbit.io/en/feed/news/94679)

[5] XRP Price Prediction As SEC Officially Ends Ripple Case - [https://timestabloid.com/xrp-price-prediction-as-sec-officially-ends-ripple-case/](https://timestabloid.com/xrp-price-prediction-as-sec-officially-ends-ripple-case/)

[6] XRP Price Approaches Support Level Following SEC's Regulation D Waiver - [https://www.financemagnates.com/trending/xrp-price-approaches-support-level-following-secs-regulation-d-waiver/](https://www.financemagnates.com/trending/xrp-price-approaches-support-level-following-secs-regulation-d-waiver/)

[8] Ripple vs SEC: Is the Case Closed? Judge's Sign-Off Dispute Divides Crypto Community - [https://cryptorank.io/news/feed/84aef-ripple-vs-sec-is-the-case-closed-judges-sign-off-dispute-divides-crypto-community](https://cryptorank.io/news/feed/84aef-ripple-vs-sec-is-the-case-closed-judges-sign-off-dispute-divides-crypto-community)

[9] SEC Commissioner Says Ripple Lawsuit Is Finally Laid to Rest - [https://thecryptobasic.com/2025/08/12/sec-commissioner-says-ripple-lawsuit-is-finally-laid-to-rest/](https://thecryptobasic.com/2025/08/12/sec-commissioner-says-ripple-lawsuit-is-finally-laid-to-rest/)

[10] Top Altcoins to Watch as SEC–Ripple Case Officially Closes - [https://disruptafrica.com/2025/08/11/top-altcoins-to-watch-as-sec-ripple-case-officially-closes/](https://disruptafrica.com/2025/08/11/top-altcoins-to-watch-as-sec-ripple-case-officially-closes/)

[11] XRP Price Prediction: Institutional Money Floods Following SEC Case Dismissal - [https://coincentral.com/xrp-xrp-price-prediction-institutional-money-floods-following-sec-case-dismissal/](https://coincentral.com/xrp-xrp-price-prediction-institutional-money-floods-following-sec-case-dismissal/)