XRP News Today: Ripple’s Banking License Push Boosts XRP’s Institutional Confidence 2025

Ripple’s aggressive pursuit of a U.S. banking license has placed XRP in the spotlight as the digital asset inches closer to deeper financial integration. The license, if approved, would enable Ripple to offer services such as fiat payment settlement, digital asset custody, and direct interaction with the Federal Reserve’s systems. This regulatory push is one of several moves stacking up quickly in XRP’s favor, marking only the beginning of Ripple’s banking license journey.

Grayscale has reincluded XRP in its Digital Large Cap Fund after it had earlier removed it during the legal battle between Ripple and the SEC. The shift is a sign of rising confidence among institutional investors and may result in a broader reintroduction of XRP into the highest-ranking investment products. In the meantime, other XRP spot ETFs are in development with as many as ten applications. The successful launch of ETFs based on Bitcoin and Ethereum has paved the way for the realization of other assets, and XRP is next in line. There are rumors that BlackRock is interested in an ETF based on XRP, which would be a significant step forward in any case.

Ripple is also strengthening XRP’s position as a neutral bridge for central bank digital currencies. The company is actively collaborating with government and institutional players to test XRP Ledger-based solutions for seamless cross-border CBDC transfers. As more than 130 countries show interest in digital currencies, the strategic nature of XRP in its field also increases. Moreover, Robinhood and Bitstamp are getting ready to launch a derivatives exchange straight on the XRP Ledger. The platform will facilitate options and futures trading, which makes it half decentralized finance, combined with traditional market products. This may fuel subsequent adoption and utilization of the XRP ecosystem.

The momentum behind XRP is accelerating, with multiple major catalysts approaching at once. With regulatory progress, institutional backing, and growing real-world utility aligning, XRP appears poised for a significant shift in 2025. The developments underway could push it into a new era of financial relevance.