XRP News Today: Regulators Hold Keys to XRP's Next Big Move

XRP investors are facing a pivotal moment as growing market sentiment, technical indicators, and regulatory developments converge. Options data from Deribit shows a notable imbalance between bullish and bearish positions, with XRP call options significantly outpacing puts across all tenors. Specifically, December expiration calls are trading at a 6 volatility point premium to puts, suggesting a strong bias for a year-end price rally [1]. This divergence in positioning contrasts with more cautious sentiment toward Bitcoin (BTC) and Ethereum (ETH), indicating a shift in market dynamics.

The optimism around XRP is largely driven by the anticipation of U.S. Securities and Exchange Commission (SEC) decisions on spot XRP ETF applications. Six to seven major asset managers, including Bitwise, 21Shares, WisdomTree, CoinShares, Canary Capital, and Franklin Templeton, have submitted or amended filings for such products. The SEC has delayed decisions on these applications, pushing potential approvals, such as WisdomTree’s XRP ETF, into late October 2025. A synchronized approval event could significantly boost XRP’s liquidity and price. Market participants have speculated that initial inflows could exceed $5 billion in the first month, creating a substantial demand shock for a supply that is partially escrow-locked [1]. Pseudonymous XRP holder Pimpius has estimated a year-end price target of $50 for XRP, based on the potential buying pressure from ETFs.

On-chain activity also points to a bullish narrative. XRP has entered its strongest accumulation phase in over two years, with investors purchasing nearly 1.7 million tokens in a single month. This surge in buying volume reflects renewed confidence in the asset, despite the broader altcoin market remaining subdued. The price has reached $2.83, hovering just below a key resistance level at $2.85. If XRP successfully breaks through this threshold, it could see a move toward $2.95 and then $3.07 [2]. However, the Network Value to Transactions (NVT) ratio has spiked to a two-month high, raising concerns that the price may have outpaced the network's fundamental activity. A breakdown below $2.85 could trigger a pullback toward $2.73 or even $2.64, highlighting the fragility of the current momentum [2].

Technical analysis further supports the potential for upward movement. A falling wedge pattern has formed around $2.80, a classic bullish setup that often precedes a breakout. Analysts, including @Steph_iscrypto, note that XRP has historically delivered strong returns following similar patterns, with 20-40% gains achievable in a few weeks. The convergence of the wedge's trendlines and a Murrey Math Lines pivot level at $2.7167 has added to the technical conviction. These indicators suggest that XRP could reach $3.65 and, in a stronger scenario, surge to $4.29 [4]. However, a drop below $2.34 would invalidate the bullish case.

Beyond price movements, XRP’s value proposition has evolved beyond its original intent as a cross-border payment solution for banks. While major financial institutions remain hesitant to adopt XRP, its utility in retail remittances, corporate payments, and the internet economy is gaining traction. Fintechs in markets such as the Philippines and India are leveraging XRP for low-cost, near-instant cross-border transactions, providing a critical lifeline for migrant workers and gig economy participants. SBI Japan’s XRP-based remittance service is a notable example of this trend. Additionally, the XRP Ledger (XRPL) ecosystem is fostering innovation in decentralized finance (DeFi), tokenization, and micropayments, reinforcing XRP’s role as a native bridge asset. In a world increasingly dominated by central bank digital currencies (CBDCs), XRP’s potential as a reserve-like asset and a diversification tool could further solidify its long-term value [5].

Source:

[1] XRP and SOL Signal Bull Run While Traders Hedge for ... (https://finance.yahoo.com/news/xrp-sol-signal-bullish-strength-062449930.html)

[2] XRP Hits Record-Breaking Buying Spree (https://www.cointribune.com/en/crypto-xrp-records-a-buying-record/)

[3] XRP Latest News: Price Breakout Incoming: Falling Wedge ... (https://thetradable.com/crypto/xrp-latest-news-price-breakout-incoming-falling-wedge-signals-bullish-momentum-ig--m)

[4] XRP price Murrey Math Lines indicate surge ahead of ETF ... (https://crypto.news/xrp-price-murrey-math-lines-surge-ahead-etf-approvals/)

[5] What If Banks Say No to XRP, Here's Why XRP Still Wins ... (https://thecryptobasic.com/2025/09/08/what-if-banks-say-no-to-xrp-heres-why-xrp-still-wins-without-wall-street/)