XRP News Today: Mastercard Targets 2025 Crypto Expansion Amid Regulated Stablecoin Push

Mastercard has identified 2025 as a pivotal year for the crypto market, signaling a strategic shift toward regulated stablecoins and digital asset integration. The company’s focus is driven by the U.S. GENIUS Act, which took effect in July 2025 and mandates that stablecoin issuers maintain 1:1 reserves in safe assets while operating under strict regulatory oversight. This legislative development is seen as a major step toward institutional trust and mainstream adoption of digital assets [8].

Mastercard has positioned itself at the forefront of this transformation, aligning with key players like Ripple and Chainlink to enhance blockchain infrastructure. The company’s CEO, Michael Miebach, emphasized that the investment in tools, partnerships, and standards is intended to support the responsible scaling of stablecoins. This approach reflects a broader recognition of the role blockchain can play in modern financial systems [1].

The regulatory clarity brought by the GENIUS Act and the resolution of long-standing legal battles—such as the SEC’s withdrawal of its case against Ripple—have contributed to a more favorable environment for digital currencies. These developments have already begun to influence market dynamics, with stablecoins like USDC and USDT expected to gain traction among mainstream financial institutions. Assets such as XRP, which saw a 575% rally in early 2025, are also drawing attention as potential breakout candidates [1].

According to analysts, XRP is currently in what could be Wave 5 of an Elliott Wave pattern, following a sharp rise in 2024 and early 2025. Projections suggest the asset could climb to between $7 and $10, representing gains of 111% to 202% from its current level [1]. Technical indicators, including a golden cross in XRP’s MVRV ratio, have historically signaled major price surges, adding to the bullish momentum [3]. However, the market remains cautious, with short-term selling pressure observed from large holders [4].

The broader market impact is also evident in infrastructure improvements. Collaborations with institutional players are strengthening compliance and trust in the digital finance ecosystem. Ripple’s partnership with Mastercard, in particular, marks a strategic alignment in global payment infrastructure, with both companies working toward scalable and secure stablecoin solutions.

Mastercard’s 2025 vision reflects not just regulatory readiness but also a belief in the long-term value of blockchain technology. As the crypto market continues to evolve, the company is positioning itself to lead in digital asset integration, with an eye toward fostering financial inclusion and innovation.

Source:

[1] https://captainaltcoin.com/why-the-next-xrp-rally-could-push-price-to-10/

[3] https://coincentral.com/xrp-price-rally-ahead-key-metric-flashes-signal-seen-before-big-gains/

[4] https://finbold.com/xrp-price-prediction-this-indicator-hints-at-640-rally/

[8] https://thinkbrics.substack.com/p/stablecoins-and-the-genius-act-money